Super Value Titanium Credit Card Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: Standard Chartered Bank
Network: Visa | Tier: Entry
The Super Value Titanium Credit Card is an Entry Visa credit card issued by Standard Chartered Bank, best suited for utility users. It carries a joining fee of ₹750, with an interest rate of 3.75% per month. Key benefits include Utility cashback card and 5% utility cashback. On fees — No airport lounge access; Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need ₹2,50,000/year to qualify. It falls under the Entry-level and Fuel category on CreditCardHunt.
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Why Choose the Super Value Titanium Credit Card?
The Super Value Titanium Credit Card is a Entry-tier Visa credit card issued by Standard Chartered Bank, rated 4.3/5 by the Credit Card Hunt editorial team. It is best suited for Utility users. With a reward rate of 5% utility cashback and an annual fee of ₹750, it ranks among the popular Entry-level cards in India in 2026.
New cardholders are welcomed with None, which adds immediate value in the first year.
Super Value Titanium Credit Card Fees & Charges
| Annual Fee | ₹750 |
|---|---|
| Joining Fee | ₹750 |
| Interest Rate | 3.75% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Super Value Titanium Credit Card Rewards & Benefits
| Reward Rate | 5% utility cashback |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Utility users |
Key Highlights of the Super Value Titanium Credit Card
- Utility cashback card
- 5% utility cashback
Super Value Titanium Credit Card Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 700+
- Minimum income: ₹2,50,000/year
Minimum Income Required: ₹2,50,000/year
Advantages of the Super Value Titanium Credit Card
- Utility cashback — a real advantage for utility users.
Drawbacks of the Super Value Titanium Credit Card
- On the downside: capped rewards.
Super Value Titanium Credit Card — Frequently Asked Questions
What is the annual fee of the Super Value Titanium Credit Card?
The Super Value Titanium Credit Card has an annual fee of ₹750 and a joining fee of ₹750. New cardholders receive None as a welcome benefit, which helps offset the joining cost.
Does the Super Value Titanium Credit Card offer airport lounge access?
No, the Super Value Titanium Credit Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the Super Value Titanium Credit Card?
The minimum income requirement is ₹2,50,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Super Value Titanium Credit Card?
The Super Value Titanium Credit Card earns 5% utility cashback. It is best suited for Utility users.
Credit Cards Similar to the Super Value Titanium Credit Card
If you are considering the Super Value Titanium Credit Card, these entry-level credit cards are worth comparing before you apply:
- SBI Cashback Card (Visa) by SBI Card — rated 4.7/5, ₹999 annual fee
- ACE Credit Card by Axis Bank — rated 4.6/5, ₹499 annual fee
- IDFC FIRST Select Credit Card by IDFC FIRST Bank — rated 4.5/5, NIL annual fee
- RBL ShopRite Credit Card by RBL Bank — rated 4.4/5, ₹500 annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
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- Read our credit card guides & FAQ.
Expert Rating: 4.3/5