CreditCardHunt.in — India's Best Credit Card Directory

Best Credit Cards in India 2026

Compare 148+ credit cards from India's top banks. Find the perfect card for rewards, cashback, travel, and more.

Featured Credit Cards

HDFC Infinia

Bank: HDFC Bank

Annual Fee: ₹12,500 + GST

Reward Rate: 5 Reward Points per ₹150

Best For: Luxury travel and premium lifestyle

The HDFC Infinia is India's most aspirational credit card, offering unmatched luxury benefits including unlimited worldwide lounge access, 1:1 reward point transfers to airline & hotel partners, and a 3.3% reward rate on all spends. This invite-only super premium card from HDFC Bank is designed for high-net-worth individuals who demand the very best.

Rating: 4.9/5
View Full Review →

Diners Club Black Credit Card

Bank: HDFC Bank

Annual Fee: ₹10,000

Reward Rate: 5 RP per 150

Best For: High spenders

The HDFC Diners Club Black Credit Card is a premium offering designed for frequent travelers and high-net-worth individuals. It boasts an exceptional base reward rate of 3.33%, scaling up to 33% via HDFC's SmartBuy. Cardholders enjoy unlimited worldwide airport lounge access for primary and add-on members, a low 2% forex markup, and six complimentary golf games per quarter. Additional perks include comprehensive travel insurance, premium lifestyle memberships like Amazon Prime, and 1:1 reward point redemption for flights and hotels.

Rating: 4.8/5
View Full Review →

Mayura Credit Card

Bank: IDFC First Bank

Annual Fee: ₹5,999

Reward Rate: Accelerated rewards on luxury/travel spends

Best For: High-net-worth customers with significant international spends

Ultra-premium metal card focused on luxury travel, rewards and zero/low forex benefits.

Rating: 4.8/5
View Full Review →

Axis Magnus

Bank: Axis Bank

Annual Fee: ₹12,500 + GST

Reward Rate: 12 EDGE Points per ₹200

Best For: Frequent international travelers

The Axis Bank Magnus Credit Card is a super premium offering with one of the best travel reward programs in India. With 1:1 transfer to airline and hotel partners, generous lounge access, and meet & greet services, it's built for the discerning frequent traveler.

Rating: 4.7/5
View Full Review →

ICICI Amazon Pay

Bank: ICICI Bank

Annual Fee: Nil (Lifetime Free)

Reward Rate: 5% on Amazon, 2% on bill payments

Best For: Amazon shoppers and cashback lovers

The ICICI Amazon Pay Credit Card is India's most popular lifetime free credit card offering up to 5% cashback on Amazon purchases for Prime members. With 2% back on bill payments and 1% on everything else, it's the perfect everyday card with no annual fee burden.

Rating: 4.6/5
View Full Review →

Tata Neu Infinity Credit Card

Bank: HDFC Bank

Annual Fee: ₹1,499

Reward Rate: 5% Tata ecosystem rewards

Best For: Tata users

Enter the world of rewards and savings with the Tata Neu HDFC Bank Credit Card – powered by RuPay/Visa. Unlock savings of up to 10% and exclusive offers across fashion, groceries, electronics, medicines, flights and much more with NeuCard. Travel in style with complimentary airport lounge access plus exclusive offers on hotel stay and dining! Apply now and enjoy unmatched privileges.

Rating: 4.6/5
View Full Review →

SBI Card ELITE

Bank: State Bank of India (SBI)

Annual Fee: ₹4,999 + GST

Reward Rate: 2X on dining & grocery

Best For: Entertainment lovers and dining enthusiasts

The SBI Card ELITE is a premium credit card that offers accelerated rewards on dining and grocery spends, complemented by lifestyle benefits like Buy 1 Get 1 movie tickets and airport lounge access. It's an excellent choice for those who want premium benefits without the ultra-premium price tag.

Rating: 4.5/5
View Full Review →

FIRST WOW! Black Credit Card

Bank: IDFC First Bank

Annual Fee: ₹750

Reward Rate: Base rewards on spends

Best For: FD holders seeking premium secured card with added benefits vs FIRST WOW!

FD-backed credit card designed for building credit with guaranteed approval and forex benefits.

Rating: 4.5/5
View Full Review →

Tata Neu Card Plus

Bank: HDFC Bank

Annual Fee: 499

Reward Rate: 10%

Best For: Dedicated Tata ecosystem loyalists

The Tata Neu Plus HDFC Bank Credit Card is a value-focused co-branded card tailored for regular shoppers within the Tata network. It offers an efficient way to earn up to 2% back as NeuCoins on Tata brands alongside essential domestic travel benefits.

Rating: 4.5/5
View Full Review →