Credit Cards by Bank in India
Explore credit card offerings from all major Indian banks. Compare cards from HDFC Bank, SBI Card, ICICI Bank, Axis Bank, Kotak Mahindra Bank, American Express, IDFC FIRST Bank, AU Small Finance Bank and more — all in one place. Browsing by bank is the fastest way to shortlist a card if you already have a savings account or salary relationship with a particular bank, since existing customers often get pre-approved offers, lower income requirements, and quicker approvals.
How to Choose the Right Bank for Your Credit Card
The best bank for your credit card depends less on the bank's brand and more on the specific card's rewards and your spending pattern. Still, a few practical factors matter: the strength of the bank's rewards ecosystem, the quality of its mobile app and customer service, the breadth of its lounge and dining partnerships, and how easily you can redeem points. Below is a quick orientation to the major issuers in India.
HDFC Bank
India's largest card issuer, known for a deep line-up from the entry-level MoneyBack to the ultra-premium Infinia. Strong for rewards maximisers and frequent travellers thanks to SmartBuy and a wide lounge network.
SBI Card
The widest reach in India with cards like SimplyCLICK, SimplySAVE and the Cashback Card. A solid choice for online shoppers and first-time applicants building a credit history.
ICICI, Axis & Others
ICICI's Amazon Pay card is India's most popular for online shopping; Axis is strong on travel (Magnus, Atlas) and co-brands (Flipkart); Kotak, AU, IDFC FIRST and American Express round out the market with lifetime-free options and premium lifestyle benefits.
Banks Offering Credit Cards
- AU Small Finance Bank Credit Cards
- American Express Credit Cards
- American Express (Amex) Credit Cards
- Axis Bank Credit Cards
- Bank of Baroda Credit Cards
- FPL Technologies Credit Cards
- Federal Bank Credit Cards
- HDFC Bank Credit Cards
- HSBC Bank Credit Cards
- ICICI Bank Credit Cards
- IDFC First Bank Credit Cards
- IndusInd Bank Credit Cards
- Kotak Mahindra Bank Credit Cards
- RBL Bank Credit Cards
- SBI Card Credit Cards
- Standard Chartered Bank Credit Cards
- State Bank of India (SBI) Credit Cards
- YES Bank Credit Cards
Frequently Asked Questions
Which bank gives a credit card most easily in India?
If you already bank with an issuer, that bank is usually the easiest — existing salary or savings customers frequently receive pre-approved offers with minimal documentation. For new-to-credit applicants, SBI Card, Kotak and secured cards against a fixed deposit are among the most accessible.
Can I hold credit cards from multiple banks?
Yes. There is no legal limit on the number of credit cards you can hold across banks. Many rewards optimisers keep two to four cards to cover different categories — one for online shopping, one for travel, one lifetime-free card, and so on — while keeping total credit utilisation below 30%.