ICICI Amazon Pay
Issuer: ICICI Bank
Network: Visa | Tier: Entry
The ICICI Amazon Pay Credit Card is India's most popular lifetime free credit card offering up to 5% cashback on Amazon purchases for Prime members. With 2% back on bill payments and 1% on everything else, it's the perfect everyday card with no annual fee burden.
Fees & Charges
| Annual Fee | Nil (Lifetime Free) |
|---|---|
| Joining Fee | Nil |
| Interest Rate | 3.40% per month |
| Foreign Markup | 3.5% + GST |
| Fuel Surcharge Waiver | 1% waiver on ₹100-₹5,000 |
Rewards & Benefits
| Reward Rate | 5% on Amazon, 2% on bill payments |
|---|---|
| Welcome Bonus | ₹500 Amazon Pay gift card |
| Lounge Access | None |
| Best For | Amazon shoppers and cashback lovers |
Key Highlights
- 5% cashback on Amazon purchases (Prime members)
- 2% cashback on paying bills
- recharges
- 1% cashback on all other spends
- Lifetime free - zero annual fee
- Instant approval for ICICI customers
Eligibility Criteria
- Minimum income ₹3 lakh per annum
- CIBIL score 700+
- Age 21-65 years
Minimum Income Required: ₹3,00,000+ per annum
Pros
- Lifetime free
- 5% cashback on Amazon
- Easy approval
- Good for daily spends
- Automatic cashback - no hassle
Cons
- No lounge access
- High foreign markup
- Cashback only in Amazon Pay balance
- Limited premium benefits
Expert Rating: 4.6/5