Axis Flipkart Review 2026 — Fees, Rewards & Eligibility
Issuer: Axis Bank
Network: Visa | Tier: Entry
The Axis Bank Flipkart Credit Card is designed for frequent Flipkart and Myntra shoppers, offering 5% unlimited cashback on these platforms. With 4% on preferred partners and 1.5% on all other spends, it delivers consistent value for everyday purchases.
Why Choose the Axis Flipkart?
The Axis Flipkart is a Entry-tier Visa credit card issued by Axis Bank, rated 4.3/5 by the Credit Card Hunt editorial team. It is best suited for Flipkart & Myntra shoppers. With a reward rate of 5% on Flipkart, 4% on preferred merchants and an annual fee of ₹500 + GST, it ranks among the popular Cashback cards in India in 2026.
New cardholders are welcomed with ₹500 Flipkart gift voucher, which adds immediate value in the first year.
Axis Flipkart Fees & Charges
| Annual Fee | ₹500 + GST |
|---|---|
| Joining Fee | ₹500 + GST |
| Interest Rate | 3.40% per month |
| Foreign Markup | 3.5% + GST |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹4,000 |
Axis Flipkart Rewards & Benefits
| Reward Rate | 5% on Flipkart, 4% on preferred merchants |
|---|---|
| Welcome Bonus | ₹500 Flipkart gift voucher |
| Lounge Access | None |
| Best For | Flipkart & Myntra shoppers |
Key Highlights of the Axis Flipkart
- 5% cashback on Flipkart & Myntra
- 4% on preferred partners (Swiggy
- PVR
- Uber)
- 1.5% unlimited cashback on other spends
- Low annual fee with easy waiver
- Welcome voucher worth ₹500
Axis Flipkart Eligibility Criteria
- Minimum income ₹3 lakh per annum
- CIBIL score 700+
- Age 21-65 years
Minimum Income Required: ₹3,00,000+ per annum
Advantages of the Axis Flipkart
- 5% on Flipkart & Myntra
- Good partner network
- 1.5% on everything else
- Low annual fee
- Easy to get
Drawbacks of the Axis Flipkart
- No lounge access
- Annual fee (though easy waiver)
- Foreign markup is high
- Limited travel benefits
Axis Flipkart — Frequently Asked Questions
What is the annual fee of the Axis Flipkart?
The Axis Flipkart has an annual fee of ₹500 + GST and a joining fee of ₹500 + GST. New cardholders receive ₹500 Flipkart gift voucher as a welcome benefit, which helps offset the joining cost.
Does the Axis Flipkart offer airport lounge access?
No, the Axis Flipkart does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the Axis Flipkart?
The minimum income requirement is ₹3,00,000+ per annum. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Axis Flipkart?
The Axis Flipkart earns 5% on Flipkart, 4% on preferred merchants. It is best suited for Flipkart & Myntra shoppers.
Credit Cards Similar to the Axis Flipkart
If you are considering the Axis Flipkart, these cashback credit cards are worth comparing before you apply:
- ICICI Amazon Pay by ICICI Bank — rated 4.6/5, Nil (Lifetime Free) annual fee
- HDFC Millennia by HDFC Bank — rated 4.3/5, ₹1,000 + GST annual fee
- OneCard by FPL Technologies — rated 4.2/5, Nil (Lifetime Free) annual fee
- IndianOil Citi by Axis Bank — rated 4.2/5, ₹500 + GST (waiver on ₹50K spend) annual fee
Expert Rating: 4.3/5