Axis Magnus Review 2026 — Fees, Rewards & Eligibility
Issuer: Axis Bank
Network: Visa | Tier: Super Premium
The Axis Bank Magnus Credit Card is a super premium offering with one of the best travel reward programs in India. With 1:1 transfer to airline and hotel partners, generous lounge access, and meet & greet services, it's built for the discerning frequent traveler.
Why Choose the Axis Magnus?
The Axis Magnus is a Super Premium-tier Visa credit card issued by Axis Bank, rated 4.7/5 by the Credit Card Hunt editorial team. It is best suited for Frequent international travelers. With a reward rate of 12 EDGE Points per ₹200 and an annual fee of ₹12,500 + GST, it ranks among the popular Travel cards in India in 2026.
New cardholders are welcomed with 25,000 EDGE Points, which adds immediate value in the first year.
Axis Magnus Fees & Charges
| Annual Fee | ₹12,500 + GST |
|---|---|
| Joining Fee | ₹12,500 + GST |
| Interest Rate | 3.40% per month |
| Foreign Markup | 2% + GST |
| Fuel Surcharge Waiver | 1% waiver |
Axis Magnus Rewards & Benefits
| Reward Rate | 12 EDGE Points per ₹200 |
|---|---|
| Welcome Bonus | 25,000 EDGE Points |
| Lounge Access | 8 domestic + 8 international per quarter |
| Best For | Frequent international travelers |
Key Highlights of the Axis Magnus
- 12 EDGE points per ₹200 on travel & dining
- 1:1 transfer to Marriott
- Singapore Airlines & more
- 8 complimentary lounge visits per quarter
- Meet & Greet services at airports
- Comprehensive travel insurance up to $500K
Axis Magnus Eligibility Criteria
- Minimum income ₹18 lakh per annum
- CIBIL score 750+
- Age 21-60 years
Minimum Income Required: ₹18,00,000+ per annum
Advantages of the Axis Magnus
- 1:1 transfer to premium partners
- Generous lounge access
- Meet & Greet service
- Low foreign markup (2%)
- Great travel insurance
Drawbacks of the Axis Magnus
- High annual fee
- Complex reward structure
- High income requirement
- Partner network smaller than HDFC
Axis Magnus — Frequently Asked Questions
What is the annual fee of the Axis Magnus?
The Axis Magnus has an annual fee of ₹12,500 + GST and a joining fee of ₹12,500 + GST. New cardholders receive 25,000 EDGE Points as a welcome benefit, which helps offset the joining cost.
Does the Axis Magnus offer airport lounge access?
Yes — the Axis Magnus offers 8 domestic + 8 international per quarter.
Who is eligible for the Axis Magnus?
The minimum income requirement is ₹18,00,000+ per annum. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Axis Magnus?
The Axis Magnus earns 12 EDGE Points per ₹200. It is best suited for Frequent international travelers.
Credit Cards Similar to the Axis Magnus
If you are considering the Axis Magnus, these travel credit cards are worth comparing before you apply:
- Reserve Credit Card by Axis Bank — rated 4.9/5, ₹50,000 annual fee
- Infinia Metal Edition Credit Card by HDFC Bank — rated 4.9/5, ₹12,500 annual fee
- HDFC Infinia by HDFC Bank — rated 4.9/5, ₹12,500 + GST annual fee
- Diners Club Black Credit Card by HDFC Bank — rated 4.8/5, ₹10,000 annual fee
Expert Rating: 4.7/5