Mayura Credit Card
Issuer: IDFC First Bank
Network: Visa | Tier: Super Premium
Ultra-premium metal card focused on luxury travel, rewards and zero/low forex benefits.
Fees & Charges
| Annual Fee | ₹5,999 |
|---|---|
| Joining Fee | ₹5,999 |
| Interest Rate | 8.5% – 46.2% p.a. (0.71% – 3.85% per month); Overdue: 47.88% p.a. |
| Foreign Markup | Nil (no foreign transaction markup) |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions ₹200 – ₹5,000 per statement cycle |
Rewards & Benefits
| Reward Rate | Accelerated rewards on luxury/travel spends |
|---|---|
| Welcome Bonus | Premium lifestyle & travel privileges (bank-discretion based) |
| Lounge Access | Domestic + International lounge access |
| Best For | High-net-worth customers with significant international spends |
Key Highlights
- Metal card
- Luxury travel benefits
- Airport lounge access
- High reward potential"
Eligibility Criteria
- Age 18+
- Affluent profile
- Excellent credit score"
Minimum Income Required: Invite-only / Ultra-premium relationship-based eligibility
Pros
- Premium lifestyle privileges
- Excellent travel value
- High reward caps"
Cons
- Exclusive eligibility
- Premium spend expectations"
Expert Rating: 4.8/5