Mayura Credit Card Review 2026 — Fees, Rewards & Eligibility
Issuer: IDFC First Bank
Network: Visa | Tier: Super Premium
Ultra-premium metal card focused on luxury travel, rewards and zero/low forex benefits.
Why Choose the Mayura Credit Card?
The Mayura Credit Card is a Super Premium-tier Visa credit card issued by IDFC First Bank, rated 4.8/5 by the Credit Card Hunt editorial team. It is best suited for High-net-worth customers with significant international spends. With a reward rate of Accelerated rewards on luxury/travel spends and an annual fee of ₹5,999, it ranks among the popular Super Premium / Metal cards in India in 2026.
New cardholders are welcomed with Premium lifestyle & travel privileges (bank-discretion based), which adds immediate value in the first year and helps recover the ₹5,999 joining fee.
Mayura Credit Card Fees & Charges
| Annual Fee | ₹5,999 |
|---|---|
| Joining Fee | ₹5,999 |
| Interest Rate | 8.5% – 46.2% p.a. (0.71% – 3.85% per month); Overdue: 47.88% p.a. |
| Foreign Markup | Nil (no foreign transaction markup) |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions ₹200 – ₹5,000 per statement cycle |
Mayura Credit Card Rewards & Benefits
| Reward Rate | Accelerated rewards on luxury/travel spends |
|---|---|
| Welcome Bonus | Premium lifestyle & travel privileges (bank-discretion based) |
| Lounge Access | Domestic + International lounge access |
| Best For | High-net-worth customers with significant international spends |
Key Highlights of the Mayura Credit Card
- Metal card
- Luxury travel benefits
- Airport lounge access
- High reward potential"
Mayura Credit Card Eligibility Criteria
- Age 18+
- Affluent profile
- Excellent credit score"
Minimum Income Required: Invite-only / Ultra-premium relationship-based eligibility
Advantages of the Mayura Credit Card
- Premium lifestyle privileges
- Excellent travel value
- High reward caps"
Drawbacks of the Mayura Credit Card
- Exclusive eligibility
- Premium spend expectations"
Mayura Credit Card — Frequently Asked Questions
What is the annual fee of the Mayura Credit Card?
The Mayura Credit Card has an annual fee of ₹5,999 and a joining fee of ₹5,999. New cardholders receive Premium lifestyle & travel privileges (bank-discretion based) as a welcome benefit, which helps offset the joining cost.
Does the Mayura Credit Card offer airport lounge access?
Yes — the Mayura Credit Card offers Domestic + International lounge access.
Who is eligible for the Mayura Credit Card?
The minimum income requirement is Invite-only / Ultra-premium relationship-based eligibility. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Mayura Credit Card?
The Mayura Credit Card earns Accelerated rewards on luxury/travel spends. It is best suited for High-net-worth customers with significant international spends.
Credit Cards Similar to the Mayura Credit Card
If you are considering the Mayura Credit Card, these super premium / metal credit cards are worth comparing before you apply:
- Gaj: Credit Card by IDFC FIRST Bank — rated 4.4/5, ₹12,500 annual fee
Expert Rating: 4.8/5