RBL ShopRite Credit Card Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: RBL Bank
Network: Visa | Tier: Entry
The RBL ShopRite Credit Card is an Entry Visa credit card issued by RBL Bank, best suited for shoppers. It carries a joining fee of ₹500, with an interest rate of 3.99% per month. Key benefits include Shopping cashback and 5% grocery cashback. On fees — No airport lounge access; Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need ₹2,00,000/year to qualify. It falls under the Entry-level and Fuel category on CreditCardHunt.
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Why Choose the RBL ShopRite Credit Card?
The RBL ShopRite Credit Card is a Entry-tier Visa credit card issued by RBL Bank, rated 4.4/5 by the Credit Card Hunt editorial team. It is best suited for Shoppers. With a reward rate of 5% grocery cashback and an annual fee of ₹500, it ranks among the popular Entry-level cards in India in 2026.
New cardholders are welcomed with None, which adds immediate value in the first year.
RBL ShopRite Credit Card Fees & Charges
| Annual Fee | ₹500 |
|---|---|
| Joining Fee | ₹500 |
| Interest Rate | 3.99% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
RBL ShopRite Credit Card Rewards & Benefits
| Reward Rate | 5% grocery cashback |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Shoppers |
Key Highlights of the RBL ShopRite Credit Card
- Shopping cashback
- 5% grocery cashback
RBL ShopRite Credit Card Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 700+
- Minimum income: ₹2,00,000/year
Minimum Income Required: ₹2,00,000/year
Advantages of the RBL ShopRite Credit Card
- Retail cashback — a built-in advantage for cardholders.
Drawbacks of the RBL ShopRite Credit Card
- Before applying, factor in limited travel.
RBL ShopRite Credit Card — Frequently Asked Questions
What is the annual fee of the RBL ShopRite Credit Card?
The RBL ShopRite Credit Card has an annual fee of ₹500 and a joining fee of ₹500. New cardholders receive None as a welcome benefit, which helps offset the joining cost.
Does the RBL ShopRite Credit Card offer airport lounge access?
No, the RBL ShopRite Credit Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the RBL ShopRite Credit Card?
The minimum income requirement is ₹2,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the RBL ShopRite Credit Card?
The RBL ShopRite Credit Card earns 5% grocery cashback. It is best suited for Shoppers.
Credit Cards Similar to the RBL ShopRite Credit Card
If you are considering the RBL ShopRite Credit Card, these entry-level credit cards are worth comparing before you apply:
- SBI Cashback Card (Visa) by SBI Card — rated 4.7/5, ₹999 annual fee
- ACE Credit Card by Axis Bank — rated 4.6/5, ₹499 annual fee
- IDFC FIRST Select Credit Card by IDFC FIRST Bank — rated 4.5/5, NIL annual fee
- IDFC FIRST Millennia Credit Card by IDFC FIRST Bank — rated 4.4/5, NIL annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
Explore more on CreditCardHunt.in
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- Read our credit card guides & FAQ.
Expert Rating: 4.4/5