SBI Cashback Card (Visa) Review 2026 — Fees, Rewards & Eligibility
Issuer: SBI Card
Network: Visa | Tier: Entry
Online cashback
Why Choose the SBI Cashback Card (Visa)?
The SBI Cashback Card (Visa) is a Entry-tier Visa credit card issued by SBI Card, rated 4.7/5 by the Credit Card Hunt editorial team. It is best suited for Online users. With a reward rate of 5% online and an annual fee of ₹999, it ranks among the popular Entry-level cards in India in 2026.
New cardholders are welcomed with None, which adds immediate value in the first year and helps recover the ₹999 joining fee.
SBI Cashback Card (Visa) Fees & Charges
| Annual Fee | ₹999 |
|---|---|
| Joining Fee | ₹999 |
| Interest Rate | 3.5% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
SBI Cashback Card (Visa) Rewards & Benefits
| Reward Rate | 5% online |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Online users |
Key Highlights of the SBI Cashback Card (Visa)
- Online cashback
- 5% online
SBI Cashback Card (Visa) Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹3,00,000/year
Minimum Income Required: ₹3,00,000/year
Advantages of the SBI Cashback Card (Visa)
- Wide acceptance
Drawbacks of the SBI Cashback Card (Visa)
- Same rewards
SBI Cashback Card (Visa) — Frequently Asked Questions
What is the annual fee of the SBI Cashback Card (Visa)?
The SBI Cashback Card (Visa) has an annual fee of ₹999 and a joining fee of ₹999. New cardholders receive None as a welcome benefit, which helps offset the joining cost.
Does the SBI Cashback Card (Visa) offer airport lounge access?
No, the SBI Cashback Card (Visa) does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the SBI Cashback Card (Visa)?
The minimum income requirement is ₹3,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the SBI Cashback Card (Visa)?
The SBI Cashback Card (Visa) earns 5% online. It is best suited for Online users.
Credit Cards Similar to the SBI Cashback Card (Visa)
If you are considering the SBI Cashback Card (Visa), these entry-level credit cards are worth comparing before you apply:
- SBI Cashback Card by SBI Card — rated 4.7/5, ₹999 annual fee
- ACE Credit Card by Axis Bank — rated 4.6/5, ₹499 annual fee
- IDFC FIRST Select Credit Card by IDFC FIRST Bank — rated 4.5/5, NIL annual fee
- RBL ShopRite Credit Card by RBL Bank — rated 4.4/5, ₹500 annual fee
Expert Rating: 4.7/5