Manhattan Platinum Credit Card Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: Standard Chartered Bank
Network: Visa | Tier: Entry
The Manhattan Platinum Credit Card is an Entry Visa credit card issued by Standard Chartered Bank, best suited for household users. It carries a joining fee of ₹999, with an interest rate of 3.75% per month. Key benefits include Shopping cashback and 5% supermarket cashback. New cardholders get a welcome benefit of Welcome gift. On fees — No airport lounge access; Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need ₹3,00,000/year to qualify. It falls under the Entry-level and Fuel category on CreditCardHunt.
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Why Choose the Manhattan Platinum Credit Card?
The Manhattan Platinum Credit Card is a Entry-tier Visa credit card issued by Standard Chartered Bank, rated 4.4/5 by the Credit Card Hunt editorial team. It is best suited for Household users. With a reward rate of 5% supermarket cashback and an annual fee of ₹999, it ranks among the popular Entry-level cards in India in 2026.
New cardholders are welcomed with Welcome gift, which adds immediate value in the first year and helps recover the ₹999 joining fee.
Manhattan Platinum Credit Card Fees & Charges
| Annual Fee | ₹999 |
|---|---|
| Joining Fee | ₹999 |
| Interest Rate | 3.75% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Manhattan Platinum Credit Card Rewards & Benefits
| Reward Rate | 5% supermarket cashback |
|---|---|
| Welcome Bonus | Welcome gift |
| Lounge Access | None |
| Best For | Household users |
Key Highlights of the Manhattan Platinum Credit Card
- Shopping cashback
- 5% supermarket cashback
Manhattan Platinum Credit Card Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 700+
- Minimum income: ₹3,00,000/year
Minimum Income Required: ₹3,00,000/year
Advantages of the Manhattan Platinum Credit Card
- Grocery cashback — a highlight among Standard Chartered Bank's entry lineup.
Drawbacks of the Manhattan Platinum Credit Card
- Capped rewards may not suit every applicant.
Manhattan Platinum Credit Card — Frequently Asked Questions
What is the annual fee of the Manhattan Platinum Credit Card?
The Manhattan Platinum Credit Card has an annual fee of ₹999 and a joining fee of ₹999. New cardholders receive Welcome gift as a welcome benefit, which helps offset the joining cost.
Does the Manhattan Platinum Credit Card offer airport lounge access?
No, the Manhattan Platinum Credit Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the Manhattan Platinum Credit Card?
The minimum income requirement is ₹3,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Manhattan Platinum Credit Card?
The Manhattan Platinum Credit Card earns 5% supermarket cashback. It is best suited for Household users.
Credit Cards Similar to the Manhattan Platinum Credit Card
If you are considering the Manhattan Platinum Credit Card, these entry-level credit cards are worth comparing before you apply:
- SBI Cashback Card (Visa) by SBI Card — rated 4.7/5, ₹999 annual fee
- ACE Credit Card by Axis Bank — rated 4.6/5, ₹499 annual fee
- IDFC FIRST Select Credit Card by IDFC FIRST Bank — rated 4.5/5, NIL annual fee
- RBL ShopRite Credit Card by RBL Bank — rated 4.4/5, ₹500 annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
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Expert Rating: 4.4/5