SBI Cashback Card Review 2026 — Fees, Rewards & Eligibility
Issuer: SBI Card
Network: Visa | Tier: Entry
5% cashback online
Why Choose the SBI Cashback Card?
The SBI Cashback Card is a Entry-tier Visa credit card issued by SBI Card, rated 4.7/5 by the Credit Card Hunt editorial team. It is best suited for Online users. With a reward rate of 5% all online spends and an annual fee of ₹999, it ranks among the popular Entry-level cards in India in 2026.
New cardholders are welcomed with 500 cashback, which adds immediate value in the first year and helps recover the ₹999 joining fee.
SBI Cashback Card Fees & Charges
| Annual Fee | ₹999 |
|---|---|
| Joining Fee | ₹999 |
| Interest Rate | 3.5% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
SBI Cashback Card Rewards & Benefits
| Reward Rate | 5% all online spends |
|---|---|
| Welcome Bonus | 500 cashback |
| Lounge Access | None |
| Best For | Online users |
Key Highlights of the SBI Cashback Card
- 5% cashback online
- 5% all online spends
SBI Cashback Card Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹3,00,000/year
Minimum Income Required: ₹3,00,000/year
Advantages of the SBI Cashback Card
- Top cashback card
Drawbacks of the SBI Cashback Card
- No lounge
SBI Cashback Card — Frequently Asked Questions
What is the annual fee of the SBI Cashback Card?
The SBI Cashback Card has an annual fee of ₹999 and a joining fee of ₹999. New cardholders receive 500 cashback as a welcome benefit, which helps offset the joining cost.
Does the SBI Cashback Card offer airport lounge access?
No, the SBI Cashback Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the SBI Cashback Card?
The minimum income requirement is ₹3,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the SBI Cashback Card?
The SBI Cashback Card earns 5% all online spends. It is best suited for Online users.
Credit Cards Similar to the SBI Cashback Card
If you are considering the SBI Cashback Card, these entry-level credit cards are worth comparing before you apply:
- SBI Cashback Card (Visa) by SBI Card — rated 4.7/5, ₹999 annual fee
- ACE Credit Card by Axis Bank — rated 4.6/5, ₹499 annual fee
- IDFC FIRST Select Credit Card by IDFC FIRST Bank — rated 4.5/5, NIL annual fee
- RBL ShopRite Credit Card by RBL Bank — rated 4.4/5, ₹500 annual fee
Expert Rating: 4.7/5