RBL Platinum Delight Credit Card Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: RBL Bank
Network: Visa | Tier: Entry
The RBL Platinum Delight Credit Card is an Entry Visa credit card issued by RBL Bank, best suited for entertainment users. It carries a joining fee of ₹1,000, with an interest rate of 3.99% per month. Key benefits include Entertainment card and Reward points. New cardholders get a welcome benefit of Welcome gift. On fees — No airport lounge access; Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need ₹2,00,000/year to qualify. It falls under the Entry-level, Fuel, and Rewards category on CreditCardHunt.
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Why Choose the RBL Platinum Delight Credit Card?
The RBL Platinum Delight Credit Card is a Entry-tier Visa credit card issued by RBL Bank, rated 4.2/5 by the Credit Card Hunt editorial team. It is best suited for Entertainment users. With a reward rate of Reward points and an annual fee of ₹1,000, it ranks among the popular Entry-level cards in India in 2026.
New cardholders are welcomed with Welcome gift, which adds immediate value in the first year.
RBL Platinum Delight Credit Card Fees & Charges
| Annual Fee | ₹1,000 |
|---|---|
| Joining Fee | ₹1,000 |
| Interest Rate | 3.99% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
RBL Platinum Delight Credit Card Rewards & Benefits
| Reward Rate | Reward points |
|---|---|
| Welcome Bonus | Welcome gift |
| Lounge Access | None |
| Best For | Entertainment users |
Key Highlights of the RBL Platinum Delight Credit Card
- Entertainment card
- Reward points
RBL Platinum Delight Credit Card Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 700+
- Minimum income: ₹2,00,000/year
Minimum Income Required: ₹2,00,000/year
Advantages of the RBL Platinum Delight Credit Card
- Movie benefits — a built-in advantage for cardholders.
Drawbacks of the RBL Platinum Delight Credit Card
- Before applying, factor in basic rewards.
RBL Platinum Delight Credit Card — Frequently Asked Questions
What is the annual fee of the RBL Platinum Delight Credit Card?
The RBL Platinum Delight Credit Card has an annual fee of ₹1,000 and a joining fee of ₹1,000. New cardholders receive Welcome gift as a welcome benefit, which helps offset the joining cost.
Does the RBL Platinum Delight Credit Card offer airport lounge access?
No, the RBL Platinum Delight Credit Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the RBL Platinum Delight Credit Card?
The minimum income requirement is ₹2,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the RBL Platinum Delight Credit Card?
The RBL Platinum Delight Credit Card earns Reward points. It is best suited for Entertainment users.
Credit Cards Similar to the RBL Platinum Delight Credit Card
If you are considering the RBL Platinum Delight Credit Card, these entry-level credit cards are worth comparing before you apply:
- SBI Cashback Card (Visa) by SBI Card — rated 4.7/5, ₹999 annual fee
- ACE Credit Card by Axis Bank — rated 4.6/5, ₹499 annual fee
- IDFC FIRST Select Credit Card by IDFC FIRST Bank — rated 4.5/5, NIL annual fee
- RBL ShopRite Credit Card by RBL Bank — rated 4.4/5, ₹500 annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
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- Read our credit card guides & FAQ.
Expert Rating: 4.2/5