Kotak League Platinum Credit Card Review 2026 — Fees, Rewards & Eligibility
Issuer: Kotak Mahindra Bank
Network: Visa | Tier: Entry
Basic rewards card
Why Choose the Kotak League Platinum Credit Card?
The Kotak League Platinum Credit Card is a Entry-tier Visa credit card issued by Kotak Mahindra Bank, rated 4.2/5 by the Credit Card Hunt editorial team. It is best suited for Beginners. With a reward rate of Reward points and an annual fee of ₹499, it ranks among the popular Entry-level cards in India in 2026.
New cardholders are welcomed with None, which adds immediate value in the first year and helps recover the ₹499 joining fee.
Kotak League Platinum Credit Card Fees & Charges
| Annual Fee | ₹499 |
|---|---|
| Joining Fee | ₹499 |
| Interest Rate | 3.5% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Kotak League Platinum Credit Card Rewards & Benefits
| Reward Rate | Reward points |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Beginners |
Key Highlights of the Kotak League Platinum Credit Card
- Basic rewards card
- Reward points
Kotak League Platinum Credit Card Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 700+
- Minimum income: ₹2,50,000/year
Minimum Income Required: ₹2,50,000/year
Advantages of the Kotak League Platinum Credit Card
- Low fee
Drawbacks of the Kotak League Platinum Credit Card
- Basic rewards
Kotak League Platinum Credit Card — Frequently Asked Questions
What is the annual fee of the Kotak League Platinum Credit Card?
The Kotak League Platinum Credit Card has an annual fee of ₹499 and a joining fee of ₹499. New cardholders receive None as a welcome benefit, which helps offset the joining cost.
Does the Kotak League Platinum Credit Card offer airport lounge access?
No, the Kotak League Platinum Credit Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the Kotak League Platinum Credit Card?
The minimum income requirement is ₹2,50,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Kotak League Platinum Credit Card?
The Kotak League Platinum Credit Card earns Reward points. It is best suited for Beginners.
Credit Cards Similar to the Kotak League Platinum Credit Card
If you are considering the Kotak League Platinum Credit Card, these entry-level credit cards are worth comparing before you apply:
- SBI Cashback Card (Visa) by State Bank of India (SBI) — rated 4.7/5, ₹999 annual fee
- ACE Credit Card by Axis Bank — rated 4.6/5, ₹499 annual fee
- IDFC FIRST Select Credit Card by IDFC First Bank — rated 4.5/5, NIL annual fee
- RBL ShopRite Credit Card by RBL Bank — rated 4.4/5, ₹500 annual fee
Expert Rating: 4.2/5