IndusInd Platinum Aura Credit Card Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: IndusInd Bank
Network: Visa | Tier: Entry
The IndusInd Platinum Aura Credit Card is an Entry Visa credit card issued by IndusInd Bank, best suited for beginners. It carries a joining fee of NIL, with an interest rate of 3.83% per month. Key benefits include Custom rewards and Flexible rewards. On fees — No airport lounge access; Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need ₹2,00,000/year to qualify. It falls under the Entry-level and Fuel category on CreditCardHunt.
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Why Choose the IndusInd Platinum Aura Credit Card?
The IndusInd Platinum Aura Credit Card is a Entry-tier Visa credit card issued by IndusInd Bank, rated 4.2/5 by the Credit Card Hunt editorial team. It is best suited for Beginners. With a reward rate of Flexible rewards and an annual fee of NIL, it ranks among the popular Entry-level cards in India in 2026.
New cardholders are welcomed with None, which adds immediate value in the first year.
IndusInd Platinum Aura Credit Card Fees & Charges
| Annual Fee | NIL |
|---|---|
| Joining Fee | NIL |
| Interest Rate | 3.83% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
IndusInd Platinum Aura Credit Card Rewards & Benefits
| Reward Rate | Flexible rewards |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Beginners |
Key Highlights of the IndusInd Platinum Aura Credit Card
- Custom rewards
- Flexible rewards
IndusInd Platinum Aura Credit Card Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 700+
- Minimum income: ₹2,00,000/year
Minimum Income Required: ₹2,00,000/year
Advantages of the IndusInd Platinum Aura Credit Card
- Customizable — a genuine plus for anyone eyeing this entry card.
Drawbacks of the IndusInd Platinum Aura Credit Card
- Basic benefits — worth weighing before you apply.
IndusInd Platinum Aura Credit Card — Frequently Asked Questions
What is the annual fee of the IndusInd Platinum Aura Credit Card?
The IndusInd Platinum Aura Credit Card has an annual fee of NIL and a joining fee of NIL. New cardholders receive None as a welcome benefit, which helps offset the joining cost.
Does the IndusInd Platinum Aura Credit Card offer airport lounge access?
No, the IndusInd Platinum Aura Credit Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the IndusInd Platinum Aura Credit Card?
The minimum income requirement is ₹2,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the IndusInd Platinum Aura Credit Card?
The IndusInd Platinum Aura Credit Card earns Flexible rewards. It is best suited for Beginners.
Credit Cards Similar to the IndusInd Platinum Aura Credit Card
If you are considering the IndusInd Platinum Aura Credit Card, these entry-level credit cards are worth comparing before you apply:
- SBI Cashback Card (Visa) by SBI Card — rated 4.7/5, ₹999 annual fee
- ACE Credit Card by Axis Bank — rated 4.6/5, ₹499 annual fee
- IDFC FIRST Select Credit Card by IDFC FIRST Bank — rated 4.5/5, NIL annual fee
- RBL ShopRite Credit Card by RBL Bank — rated 4.4/5, ₹500 annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
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Expert Rating: 4.2/5