IndusInd Iconia Credit Card Review 2026 — Fees, Rewards & Eligibility
Issuer: IndusInd Bank
Network: Visa | Tier: Entry
LTF card
Why Choose the IndusInd Iconia Credit Card?
The IndusInd Iconia Credit Card is a Entry-tier Visa credit card issued by IndusInd Bank, rated 4.2/5 by the Credit Card Hunt editorial team. It is best suited for Beginners. With a reward rate of Rewards and an annual fee of NIL, it ranks among the popular Entry-level cards in India in 2026.
New cardholders are welcomed with None, which adds immediate value in the first year.
IndusInd Iconia Credit Card Fees & Charges
| Annual Fee | NIL |
|---|---|
| Joining Fee | NIL |
| Interest Rate | 3.83% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
IndusInd Iconia Credit Card Rewards & Benefits
| Reward Rate | Rewards |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Beginners |
Key Highlights of the IndusInd Iconia Credit Card
- LTF card
- Rewards
IndusInd Iconia Credit Card Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 700+
- Minimum income: ₹2,00,000/year
Minimum Income Required: ₹2,00,000/year
Advantages of the IndusInd Iconia Credit Card
- No fee
Drawbacks of the IndusInd Iconia Credit Card
- Low rewards
IndusInd Iconia Credit Card — Frequently Asked Questions
What is the annual fee of the IndusInd Iconia Credit Card?
The IndusInd Iconia Credit Card has an annual fee of NIL and a joining fee of NIL. New cardholders receive None as a welcome benefit, which helps offset the joining cost.
Does the IndusInd Iconia Credit Card offer airport lounge access?
No, the IndusInd Iconia Credit Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the IndusInd Iconia Credit Card?
The minimum income requirement is ₹2,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the IndusInd Iconia Credit Card?
The IndusInd Iconia Credit Card earns Rewards. It is best suited for Beginners.
Credit Cards Similar to the IndusInd Iconia Credit Card
If you are considering the IndusInd Iconia Credit Card, these entry-level credit cards are worth comparing before you apply:
- SBI Cashback Card by SBI Card — rated 4.7/5, ₹999 annual fee
- SBI Cashback Card (Visa) by SBI Card — rated 4.7/5, ₹999 annual fee
- ACE Credit Card by Axis Bank — rated 4.6/5, ₹499 annual fee
- IDFC FIRST Select Credit Card by IDFC FIRST Bank — rated 4.5/5, NIL annual fee
Expert Rating: 4.2/5