EazyDiner Platinum Credit Card Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: IndusInd Bank
Network: Visa | Tier: Entry
The EazyDiner Platinum Credit Card is an Entry Visa credit card issued by IndusInd Bank, best suited for casual diners and beginners. It carries a joining fee of NIL, with an interest rate of 3.6% per month. Key benefits include Lifetime Free, 3-month EazyDiner Prime, extra 20% off on PayEazy dining, Accelerated EazyPoints on dining transactions, and Renew Prime membership for 3 months by spending ₹30,000 every 90 days. New cardholders get a welcome benefit of 3-month EazyDiner Prime membership and 500 bonus EazyPoints. On fees — No airport lounge access; Foreign transaction markup: 3.5%; Fuel surcharge: 1% fuel surcharge waiver. Applicants typically need ₹3,00,000/year to qualify. It falls under the Entry-level, Fuel, and Rewards category on CreditCardHunt.
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Why Choose the EazyDiner Platinum Credit Card?
The EazyDiner Platinum Credit Card is a Entry-tier Visa credit card issued by IndusInd Bank, rated 4.3/5 by the Credit Card Hunt editorial team. It is best suited for Casual diners and beginners. With a reward rate of Accelerated EazyPoints on dining transactions and an annual fee of NIL, it ranks among the popular Entry-level cards in India in 2026.
New cardholders are welcomed with 3-month EazyDiner Prime membership and 500 bonus EazyPoints, which adds immediate value in the first year.
EazyDiner Platinum Credit Card Fees & Charges
| Annual Fee | NIL |
|---|---|
| Joining Fee | NIL |
| Interest Rate | 3.6% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver |
EazyDiner Platinum Credit Card Rewards & Benefits
| Reward Rate | Accelerated EazyPoints on dining transactions |
|---|---|
| Welcome Bonus | 3-month EazyDiner Prime membership and 500 bonus EazyPoints |
| Lounge Access | None |
| Best For | Casual diners and beginners |
Key Highlights of the EazyDiner Platinum Credit Card
- Lifetime Free, 3-month EazyDiner Prime, extra 20% off on PayEazy dining
- Accelerated EazyPoints on dining transactions
- Renew Prime membership for 3 months by spending ₹30,000 every 90 days
EazyDiner Platinum Credit Card Eligibility Criteria
- Age: 21-65 years years
- CIBIL score: 720+
- Minimum income: ₹3,00,000/year
Minimum Income Required: ₹3,00,000/year
Advantages of the EazyDiner Platinum Credit Card
- Lifetime Free dining card, easy renewal of Prime membership, useful discount for casual diners.
Drawbacks of the EazyDiner Platinum Credit Card
- No lounge access, discount cap is lower than Signature variant, limited non-dining benefits.
EazyDiner Platinum Credit Card — Frequently Asked Questions
What is the annual fee of the EazyDiner Platinum Credit Card?
The EazyDiner Platinum Credit Card has an annual fee of NIL and a joining fee of NIL. New cardholders receive 3-month EazyDiner Prime membership and 500 bonus EazyPoints as a welcome benefit, which helps offset the joining cost.
Does the EazyDiner Platinum Credit Card offer airport lounge access?
No, the EazyDiner Platinum Credit Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the EazyDiner Platinum Credit Card?
The minimum income requirement is ₹3,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the EazyDiner Platinum Credit Card?
The EazyDiner Platinum Credit Card earns Accelerated EazyPoints on dining transactions. It is best suited for Casual diners and beginners.
Credit Cards Similar to the EazyDiner Platinum Credit Card
If you are considering the EazyDiner Platinum Credit Card, these entry-level credit cards are worth comparing before you apply:
- SBI Cashback Card (Visa) by SBI Card — rated 4.7/5, ₹999 annual fee
- ACE Credit Card by Axis Bank — rated 4.6/5, ₹499 annual fee
- IDFC FIRST Select Credit Card by IDFC FIRST Bank — rated 4.5/5, NIL annual fee
- RBL ShopRite Credit Card by RBL Bank — rated 4.4/5, ₹500 annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
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Expert Rating: 4.3/5