Coral Credit Card Review 2026 — Fees, Rewards & Eligibility
Issuer: ICICI Bank
Network: Visa | Tier: Entry
Basic lifestyle card
Why Choose the Coral Credit Card?
The Coral Credit Card is a Entry-tier Visa credit card issued by ICICI Bank, rated 4.2/5 by the Credit Card Hunt editorial team. It is best suited for Beginners. With a reward rate of 2 RP per 100 and an annual fee of ₹500, it ranks among the popular Entry-level cards in India in 2026.
New cardholders are welcomed with Welcome points, which adds immediate value in the first year.
Coral Credit Card Fees & Charges
| Annual Fee | ₹500 |
|---|---|
| Joining Fee | ₹500 |
| Interest Rate | 3.4% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Coral Credit Card Rewards & Benefits
| Reward Rate | 2 RP per 100 |
|---|---|
| Welcome Bonus | Welcome points |
| Lounge Access | Lounge |
| Best For | Beginners |
Key Highlights of the Coral Credit Card
- Basic lifestyle card
- 2 RP per 100
- Lounge
Coral Credit Card Eligibility Criteria
- Age: 21-60 years
- CIBIL score: 700+
- Minimum income: ₹2
- 50
- 000/year
Minimum Income Required: ₹2,50,000/year
Advantages of the Coral Credit Card
- Entry lifestyle
Drawbacks of the Coral Credit Card
- Low rewards
Coral Credit Card — Frequently Asked Questions
What is the annual fee of the Coral Credit Card?
The Coral Credit Card has an annual fee of ₹500 and a joining fee of ₹500. New cardholders receive Welcome points as a welcome benefit, which helps offset the joining cost.
Does the Coral Credit Card offer airport lounge access?
Yes — the Coral Credit Card offers Lounge.
Who is eligible for the Coral Credit Card?
The minimum income requirement is ₹2,50,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Coral Credit Card?
The Coral Credit Card earns 2 RP per 100. It is best suited for Beginners.
Credit Cards Similar to the Coral Credit Card
If you are considering the Coral Credit Card, these entry-level credit cards are worth comparing before you apply:
- SBI Cashback Card (Visa) by State Bank of India (SBI) — rated 4.7/5, ₹999 annual fee
- ACE Credit Card by Axis Bank — rated 4.6/5, ₹499 annual fee
- IDFC FIRST Select Credit Card by IDFC First Bank — rated 4.5/5, NIL annual fee
- RBL ShopRite Credit Card by RBL Bank — rated 4.4/5, ₹500 annual fee
Expert Rating: 4.2/5