Coral Contactless Card Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: ICICI Bank
Network: Visa | Tier: Entry
The Coral Contactless Card is an Entry Visa credit card issued by ICICI Bank, best suited for beginners. It carries a joining fee of ₹500, with an interest rate of 3.4% per month. Key benefits include Contactless payments, Reward points, and 1 complimentary domestic airport lounge visit per quarter (subject to spending ₹35,000 or more in preceding calendar quarter). New cardholders get a welcome benefit of Welcome points. On fees — Lounge access: 1 complimentary domestic airport lounge visit per quarter (subject to spending ₹35,000 or more in preceding calendar quarter); Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need ₹2,50,000/year to qualify. It falls under the Entry-level, Travel, Fuel, and Rewards category on CreditCardHunt.
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Why Choose the Coral Contactless Card?
The Coral Contactless Card is a Entry-tier Visa credit card issued by ICICI Bank, rated 4.2/5 by the Credit Card Hunt editorial team. It is best suited for Beginners. With a reward rate of Reward points and an annual fee of ₹500, it ranks among the popular Entry-level cards in India in 2026.
New cardholders are welcomed with Welcome points, which adds immediate value in the first year.
Coral Contactless Card Fees & Charges
| Annual Fee | ₹500 |
|---|---|
| Joining Fee | ₹500 |
| Interest Rate | 3.4% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Coral Contactless Card Rewards & Benefits
| Reward Rate | Reward points |
|---|---|
| Welcome Bonus | Welcome points |
| Lounge Access | 1 complimentary domestic airport lounge visit per quarter (subject to spending ₹35,000 or more in preceding calendar quarter) |
| Best For | Beginners |
Key Highlights of the Coral Contactless Card
- Contactless payments
- Reward points
- 1 complimentary domestic airport lounge visit per quarter (subject to spending ₹35,000 or more in preceding calendar quarter)
Coral Contactless Card Eligibility Criteria
- Age: 21-60 years
- CIBIL score: 700+
- Minimum income: ₹2,50,000/year
Minimum Income Required: ₹2,50,000/year
Advantages of the Coral Contactless Card
- Tap payments — a highlight among ICICI Bank's entry lineup.
Drawbacks of the Coral Contactless Card
- Basic rewards may not suit every applicant.
Coral Contactless Card — Frequently Asked Questions
What is the annual fee of the Coral Contactless Card?
The Coral Contactless Card has an annual fee of ₹500 and a joining fee of ₹500. New cardholders receive Welcome points as a welcome benefit, which helps offset the joining cost.
Does the Coral Contactless Card offer airport lounge access?
Yes — the Coral Contactless Card offers 1 complimentary domestic airport lounge visit per quarter (subject to spending ₹35,000 or more in preceding calendar quarter).
Who is eligible for the Coral Contactless Card?
The minimum income requirement is ₹2,50,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Coral Contactless Card?
The Coral Contactless Card earns Reward points. It is best suited for Beginners.
Credit Cards Similar to the Coral Contactless Card
If you are considering the Coral Contactless Card, these entry-level credit cards are worth comparing before you apply:
- SBI Cashback Card (Visa) by SBI Card — rated 4.7/5, ₹999 annual fee
- ACE Credit Card by Axis Bank — rated 4.6/5, ₹499 annual fee
- IDFC FIRST Select Credit Card by IDFC FIRST Bank — rated 4.5/5, NIL annual fee
- RBL ShopRite Credit Card by RBL Bank — rated 4.4/5, ₹500 annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
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Expert Rating: 4.2/5