HSBC Cashback Credit Card (Discontinued) Review 2026 — Fees, Rewards & Eligibility
Issuer: HSBC
Network: Visa | Tier: Entry
Discontinued in India and replaced by HSBC Live+ Credit Card.
Why Choose the HSBC Cashback Credit Card (Discontinued)?
The HSBC Cashback Credit Card (Discontinued) is a Entry-tier Visa credit card issued by HSBC, rated 4.3/5 by the Credit Card Hunt editorial team. It is best suited for General users. With a reward rate of 1.5% cashback and an annual fee of ₹999, it ranks among the popular Entry-level cards in India in 2026.
New cardholders are welcomed with None, which adds immediate value in the first year and helps recover the ₹999 joining fee.
HSBC Cashback Credit Card (Discontinued) Fees & Charges
| Annual Fee | ₹999 |
|---|---|
| Joining Fee | ₹999 |
| Interest Rate | 3.49% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
HSBC Cashback Credit Card (Discontinued) Rewards & Benefits
| Reward Rate | 1.5% cashback |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | General users |
Key Highlights of the HSBC Cashback Credit Card (Discontinued)
- Discontinued in India and replaced by HSBC Live+ Credit Card.
- 1.5% cashback
HSBC Cashback Credit Card (Discontinued) Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹4,00,000/year
Minimum Income Required: ₹4,00,000/year
Advantages of the HSBC Cashback Credit Card (Discontinued)
- Discontinued card
Drawbacks of the HSBC Cashback Credit Card (Discontinued)
- No longer issued
HSBC Cashback Credit Card (Discontinued) — Frequently Asked Questions
What is the annual fee of the HSBC Cashback Credit Card (Discontinued)?
The HSBC Cashback Credit Card (Discontinued) has an annual fee of ₹999 and a joining fee of ₹999. New cardholders receive None as a welcome benefit, which helps offset the joining cost.
Does the HSBC Cashback Credit Card (Discontinued) offer airport lounge access?
No, the HSBC Cashback Credit Card (Discontinued) does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the HSBC Cashback Credit Card (Discontinued)?
The minimum income requirement is ₹4,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the HSBC Cashback Credit Card (Discontinued)?
The HSBC Cashback Credit Card (Discontinued) earns 1.5% cashback. It is best suited for General users.
Credit Cards Similar to the HSBC Cashback Credit Card (Discontinued)
If you are considering the HSBC Cashback Credit Card (Discontinued), these entry-level credit cards are worth comparing before you apply:
- SBI Cashback Card by SBI Card — rated 4.7/5, ₹999 annual fee
- SBI Cashback Card (Visa) by SBI Card — rated 4.7/5, ₹999 annual fee
- ACE Credit Card by Axis Bank — rated 4.6/5, ₹499 annual fee
- IDFC FIRST Select Credit Card by IDFC FIRST Bank — rated 4.5/5, NIL annual fee
Expert Rating: 4.3/5