Rewards Credit Card Review 2026 — Fees, Rewards & Eligibility
Issuer: Axis Bank
Network: Visa | Tier: Entry
Reward points card
Why Choose the Rewards Credit Card?
The Rewards Credit Card is a Entry-tier Visa credit card issued by Axis Bank, rated 4.2/5 by the Credit Card Hunt editorial team. It is best suited for Beginners. With a reward rate of 2 RP per 125 and an annual fee of ₹1,000, it ranks among the popular Entry-level cards in India in 2026.
New cardholders are welcomed with None, which adds immediate value in the first year.
Rewards Credit Card Fees & Charges
| Annual Fee | ₹1,000 |
|---|---|
| Joining Fee | ₹1,000 |
| Interest Rate | 3.6% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Rewards Credit Card Rewards & Benefits
| Reward Rate | 2 RP per 125 |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Beginners |
Key Highlights of the Rewards Credit Card
- Reward points card
- 2 RP per 125
Rewards Credit Card Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 700+
- Minimum income: ₹2
- 50
- 000/year
Minimum Income Required: ₹2,50,000/year
Advantages of the Rewards Credit Card
- Simple rewards
Drawbacks of the Rewards Credit Card
- Low value
Rewards Credit Card — Frequently Asked Questions
What is the annual fee of the Rewards Credit Card?
The Rewards Credit Card has an annual fee of ₹1,000 and a joining fee of ₹1,000. New cardholders receive None as a welcome benefit, which helps offset the joining cost.
Does the Rewards Credit Card offer airport lounge access?
No, the Rewards Credit Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the Rewards Credit Card?
The minimum income requirement is ₹2,50,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Rewards Credit Card?
The Rewards Credit Card earns 2 RP per 125. It is best suited for Beginners.
Credit Cards Similar to the Rewards Credit Card
If you are considering the Rewards Credit Card, these entry-level credit cards are worth comparing before you apply:
- SBI Cashback Card (Visa) by State Bank of India (SBI) — rated 4.7/5, ₹999 annual fee
- ACE Credit Card by Axis Bank — rated 4.6/5, ₹499 annual fee
- IDFC FIRST Select Credit Card by IDFC First Bank — rated 4.5/5, NIL annual fee
- RBL ShopRite Credit Card by RBL Bank — rated 4.4/5, ₹500 annual fee
Expert Rating: 4.2/5