RBL Icon Credit Card Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: RBL Bank
Network: Visa | Tier: Premium
The RBL Icon Credit Card is a Premium Visa credit card issued by RBL Bank, best suited for premium users. It carries a joining fee of ₹5,000, with an interest rate of 3.99% per month. Key benefits include Premium lifestyle, Reward points, and Lounge. New cardholders get a welcome benefit of Welcome benefits. On fees — Lounge access: Lounge; Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need ₹10,00,000/year to qualify. It falls under the Premium, Travel, Fuel, and Rewards category on CreditCardHunt.
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Why Choose the RBL Icon Credit Card?
The RBL Icon Credit Card is a Premium-tier Visa credit card issued by RBL Bank, rated 4.4/5 by the Credit Card Hunt editorial team. It is best suited for Premium users. With a reward rate of Reward points and an annual fee of ₹5,000, it ranks among the popular Premium cards in India in 2026.
New cardholders are welcomed with Welcome benefits, which adds immediate value in the first year.
RBL Icon Credit Card Fees & Charges
| Annual Fee | ₹5,000 |
|---|---|
| Joining Fee | ₹5,000 |
| Interest Rate | 3.99% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
RBL Icon Credit Card Rewards & Benefits
| Reward Rate | Reward points |
|---|---|
| Welcome Bonus | Welcome benefits |
| Lounge Access | Lounge |
| Best For | Premium users |
Key Highlights of the RBL Icon Credit Card
- Premium lifestyle
- Reward points
- Lounge
RBL Icon Credit Card Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹10,00,000/year
Minimum Income Required: ₹10,00,000/year
Advantages of the RBL Icon Credit Card
- Premium perks — a built-in advantage for cardholders.
Drawbacks of the RBL Icon Credit Card
- Before applying, factor in high fee.
RBL Icon Credit Card — Frequently Asked Questions
What is the annual fee of the RBL Icon Credit Card?
The RBL Icon Credit Card has an annual fee of ₹5,000 and a joining fee of ₹5,000. New cardholders receive Welcome benefits as a welcome benefit, which helps offset the joining cost.
Does the RBL Icon Credit Card offer airport lounge access?
Yes — the RBL Icon Credit Card offers Lounge.
Who is eligible for the RBL Icon Credit Card?
The minimum income requirement is ₹10,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the RBL Icon Credit Card?
The RBL Icon Credit Card earns Reward points. It is best suited for Premium users.
Credit Cards Similar to the RBL Icon Credit Card
If you are considering the RBL Icon Credit Card, these premium credit cards are worth comparing before you apply:
- HDFC Infinia by HDFC Bank — rated 4.9/5, ₹12,500 + GST annual fee
- Etihad Guest Premium Credit Card by Bank of Baroda — rated 4.7/5, ₹5,000 annual fee
- EazyDiner Signature Credit Card by IndusInd Bank — rated 4.7/5, ₹2,999 annual fee
- Atlas Credit Card by Axis Bank — rated 4.7/5, ₹5,000 annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
Explore more on CreditCardHunt.in
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- Read our credit card guides & FAQ.
Expert Rating: 4.4/5 (Credit Card Hunt editorial score)