Atlas Credit Card Review 2026 — Fees, Rewards & Eligibility
Issuer: Axis Bank
Network: Visa | Tier: Premium
Travel miles
Why Choose the Atlas Credit Card?
The Atlas Credit Card is a Premium-tier Visa credit card issued by Axis Bank, rated 4.7/5 by the Credit Card Hunt editorial team. It is best suited for Travelers. With a reward rate of Edge miles and an annual fee of ₹5,000, it ranks among the popular Premium cards in India in 2026.
New cardholders are welcomed with Bonus miles, which adds immediate value in the first year.
Atlas Credit Card Fees & Charges
| Annual Fee | ₹5,000 |
|---|---|
| Joining Fee | ₹5,000 |
| Interest Rate | 3.6% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Atlas Credit Card Rewards & Benefits
| Reward Rate | Edge miles |
|---|---|
| Welcome Bonus | Bonus miles |
| Lounge Access | Lounge |
| Best For | Travelers |
Key Highlights of the Atlas Credit Card
- Travel miles
- Edge miles
- Lounge
- Milestones
Atlas Credit Card Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹12
- 00
- 000/year
Minimum Income Required: ₹12,00,000/year
Advantages of the Atlas Credit Card
- Travel miles
Drawbacks of the Atlas Credit Card
- Fee high
Atlas Credit Card — Frequently Asked Questions
What is the annual fee of the Atlas Credit Card?
The Atlas Credit Card has an annual fee of ₹5,000 and a joining fee of ₹5,000. New cardholders receive Bonus miles as a welcome benefit, which helps offset the joining cost.
Does the Atlas Credit Card offer airport lounge access?
Yes — the Atlas Credit Card offers Lounge.
Who is eligible for the Atlas Credit Card?
The minimum income requirement is ₹12,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Atlas Credit Card?
The Atlas Credit Card earns Edge miles. It is best suited for Travelers.
Credit Cards Similar to the Atlas Credit Card
If you are considering the Atlas Credit Card, these premium credit cards are worth comparing before you apply:
- HDFC Infinia by HDFC Bank — rated 4.9/5, ₹12,500 + GST annual fee
- IDFC FIRST Wealth Credit Card by IDFC First Bank — rated 4.6/5, NIL annual fee
- Gold Charge Card by American Express — rated 4.6/5, ₹4,500 annual fee
- Membership Rewards Credit Card by American Express — rated 4.6/5, ₹4,500 annual fee
Expert Rating: 4.7/5