RBL Corporate Credit Card Review 2026 — Fees, Rewards & Eligibility
Issuer: RBL Bank
Network: Visa | Tier: Entry
The RBL Bank Corporate Credit Card (offered in specialized setups like the RazorpayX Corporate T&E / Purchase variants and the Corporate T&E Platinum variant) is a dedicated commercial solution designed for corporate entities, startups, and SMEs to manage employee business travel and procurement expenses.
Why Choose the RBL Corporate Credit Card?
The RBL Corporate Credit Card is a Entry-tier Visa credit card issued by RBL Bank, rated 4.2/5 by the Credit Card Hunt editorial team. It is best suited for Corporate users. With a reward rate of None and an annual fee of NIL, it ranks among the popular Corporate cards in India in 2026.
New cardholders are welcomed with None, which adds immediate value in the first year.
RBL Corporate Credit Card Fees & Charges
| Annual Fee | NIL |
|---|---|
| Joining Fee | NIL |
| Interest Rate | 3.99% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
RBL Corporate Credit Card Rewards & Benefits
| Reward Rate | None |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Corporate users |
Key Highlights of the RBL Corporate Credit Card
- Corporate expense card
RBL Corporate Credit Card Eligibility Criteria
- Age: 21+ years
- CIBIL score: 700+
Minimum Income Required: As per bank policy
Advantages of the RBL Corporate Credit Card
- Streamlined Financial Bookkeeping: Eliminates employee out-of-pocket reimbursements by routing all official SaaS tool payments
- travel
- and vendor costs through a single corporate account.Corporate Discounts: Grants businesses direct savings on essential B2B SaaS tool subscriptions via partner platforms like Nuclei
- and discounted corporate gifting through XOXO Day. No Impact on Personal Credit Scores: Since it is fundamentally a corporate liability product
- the outstanding balances or high utilization metrics will not affect the employee's personal CIBIL/bureau score.Optimized Cash Flow: Offers companies an extended
- interest-free credit cycle of up to 35 to 50 days to manage operational liquidity. Attractive Cross-Border Charges: Highly competitive international transaction fees ranging from a low 2% to 2.5% forex markup depending on the specific tier.
Drawbacks of the RBL Corporate Credit Card
- Strict Business Utility Focus: The rewards are calibrated for commercial portals and airline systems
- making them poor for general consumer redemption categories.No Individual Personal Upgrades: Employees cannot independently upgrade or alter the card parameters; all structural management sits entirely with the company's designated administrator.Point Cappings & Expirations: Reward point accumulation is capped (typically at 5
- 000 to 10
- 000 points per billing cycle)
- and points strictly expire within 2 years. Point Redemption Fees: Every single order placement to redeem corporate rewards attracts a mandatory flat handling fee of ₹99 + GST. Restricted Milestone Scope: Low interchange spending categories such as utility bills
- rent
- government taxes
- and fuel are completely excluded from clearing reward milestones.
RBL Corporate Credit Card — Frequently Asked Questions
What is the annual fee of the RBL Corporate Credit Card?
The RBL Corporate Credit Card has an annual fee of NIL and a joining fee of NIL. New cardholders receive None as a welcome benefit, which helps offset the joining cost.
Does the RBL Corporate Credit Card offer airport lounge access?
No, the RBL Corporate Credit Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the RBL Corporate Credit Card?
The minimum income requirement is As per bank policy. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the RBL Corporate Credit Card?
The RBL Corporate Credit Card earns None. It is best suited for Corporate users.
Credit Cards Similar to the RBL Corporate Credit Card
If you are considering the RBL Corporate Credit Card, these corporate credit cards are worth comparing before you apply:
- Axis Corporate Card by Axis Bank — rated 4.2/5, NIL annual fee
- Federal Corporate Credit Card by Federal Bank — rated 4.2/5, NIL annual fee
- AU Corporate Credit Card by AU Small Finance Bank — rated 4.2/5, NIL annual fee
- BOB Corporate Credit Card by Bank of Baroda — rated 4.2/5, NIL annual fee
Expert Rating: 4.2/5