IDFC FIRST Corporate Credit Card Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: IDFC FIRST Bank
Network: Visa | Tier: Entry
The IDFC FIRST Corporate Credit Card is an Entry Visa credit card issued by IDFC FIRST Bank, best suited for corporate users. It carries a joining fee of NIL, with an interest rate of 2.99% per month. Key benefits include Corporate spend card. On fees — No airport lounge access; Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need as per bank policy to qualify. It falls under the Corporate and Fuel category on CreditCardHunt.
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Why Choose the IDFC FIRST Corporate Credit Card?
The IDFC FIRST Corporate Credit Card is a Entry-tier Visa credit card issued by IDFC FIRST Bank, rated 4.3/5 by the Credit Card Hunt editorial team. It is best suited for Corporate users. With a reward rate of None and an annual fee of NIL, it ranks among the popular Corporate cards in India in 2026.
New cardholders are welcomed with None, which adds immediate value in the first year.
IDFC FIRST Corporate Credit Card Fees & Charges
| Annual Fee | NIL |
|---|---|
| Joining Fee | NIL |
| Interest Rate | 2.99% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
IDFC FIRST Corporate Credit Card Rewards & Benefits
| Reward Rate | None |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Corporate users |
Key Highlights of the IDFC FIRST Corporate Credit Card
- Corporate spend card
IDFC FIRST Corporate Credit Card Eligibility Criteria
- Age: 21+ years
- CIBIL score: 700+
Minimum Income Required: As per bank policy
Advantages of the IDFC FIRST Corporate Credit Card
- No fee corporate — a built-in advantage for cardholders.
Drawbacks of the IDFC FIRST Corporate Credit Card
- Before applying, factor in limited perks.
IDFC FIRST Corporate Credit Card — Frequently Asked Questions
What is the annual fee of the IDFC FIRST Corporate Credit Card?
The IDFC FIRST Corporate Credit Card has an annual fee of NIL and a joining fee of NIL. New cardholders receive None as a welcome benefit, which helps offset the joining cost.
Does the IDFC FIRST Corporate Credit Card offer airport lounge access?
No, the IDFC FIRST Corporate Credit Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the IDFC FIRST Corporate Credit Card?
The minimum income requirement is As per bank policy. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the IDFC FIRST Corporate Credit Card?
The IDFC FIRST Corporate Credit Card earns None. It is best suited for Corporate users.
Credit Cards Similar to the IDFC FIRST Corporate Credit Card
If you are considering the IDFC FIRST Corporate Credit Card, these corporate credit cards are worth comparing before you apply:
- Axis Corporate Card by Axis Bank — rated 4.2/5, NIL annual fee
- Federal Corporate Credit Card by Federal Bank — rated 4.2/5, NIL annual fee
- AU Corporate Credit Card by AU Small Finance Bank — rated 4.2/5, NIL annual fee
- BOB Corporate Credit Card by Bank of Baroda — rated 4.2/5, NIL annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
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- Read our credit card guides & FAQ.
Expert Rating: 4.3/5