BOB Corporate Credit Card Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: Bank of Baroda
Network: Visa | Tier: Entry
The BOB Corporate Credit Card is an Entry Visa credit card issued by Bank of Baroda, best suited for corporate users. It carries a joining fee of NIL, with an interest rate of 3.49% per month. Key benefits include Corporate expense card. On fees — No airport lounge access; Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need as per bank policy to qualify. It falls under the Corporate and Fuel category on CreditCardHunt.
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Why Choose the BOB Corporate Credit Card?
The BOB Corporate Credit Card is a Entry-tier Visa credit card issued by Bank of Baroda, rated 4.2/5 by the Credit Card Hunt editorial team. It is best suited for Corporate users. With a reward rate of None and an annual fee of NIL, it ranks among the popular Corporate cards in India in 2026.
New cardholders are welcomed with None, which adds immediate value in the first year.
BOB Corporate Credit Card Fees & Charges
| Annual Fee | NIL |
|---|---|
| Joining Fee | NIL |
| Interest Rate | 3.49% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
BOB Corporate Credit Card Rewards & Benefits
| Reward Rate | None |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Corporate users |
Key Highlights of the BOB Corporate Credit Card
- Corporate expense card
BOB Corporate Credit Card Eligibility Criteria
- Age: 21+ years
- CIBIL score: 700+
Minimum Income Required: As per bank policy
Advantages of the BOB Corporate Credit Card
- Expense tracking — a highlight among Bank of Baroda's entry lineup.
Drawbacks of the BOB Corporate Credit Card
- No rewards may not suit every applicant.
BOB Corporate Credit Card — Frequently Asked Questions
What is the annual fee of the BOB Corporate Credit Card?
The BOB Corporate Credit Card has an annual fee of NIL and a joining fee of NIL. New cardholders receive None as a welcome benefit, which helps offset the joining cost.
Does the BOB Corporate Credit Card offer airport lounge access?
No, the BOB Corporate Credit Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the BOB Corporate Credit Card?
The minimum income requirement is As per bank policy. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the BOB Corporate Credit Card?
The BOB Corporate Credit Card earns None. It is best suited for Corporate users.
Credit Cards Similar to the BOB Corporate Credit Card
If you are considering the BOB Corporate Credit Card, these corporate credit cards are worth comparing before you apply:
- IDFC FIRST Corporate Credit Card by IDFC FIRST Bank — rated 4.3/5, NIL annual fee
- Corporate Platinum Credit Card by HDFC Bank — rated 4.2/5, NIL annual fee
- Axis Corporate Card by Axis Bank — rated 4.2/5, NIL annual fee
- AU Corporate Credit Card by AU Small Finance Bank — rated 4.2/5, NIL annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
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Expert Rating: 4.2/5