Kotak Corporate Credit Card Review 2026 — Fees, Rewards & Eligibility
Issuer: Kotak Mahindra Bank
Network: Visa | Tier: Entry
Corporate spend card
Why Choose the Kotak Corporate Credit Card?
The Kotak Corporate Credit Card is a Entry-tier Visa credit card issued by Kotak Mahindra Bank, rated 4.2/5 by the Credit Card Hunt editorial team. It is best suited for Corporate users. With a reward rate of None and an annual fee of NIL, it ranks among the popular Corporate cards in India in 2026.
New cardholders are welcomed with None, which adds immediate value in the first year.
Kotak Corporate Credit Card Fees & Charges
| Annual Fee | NIL |
|---|---|
| Joining Fee | NIL |
| Interest Rate | 3.5% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Kotak Corporate Credit Card Rewards & Benefits
| Reward Rate | None |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Corporate users |
Key Highlights of the Kotak Corporate Credit Card
- Corporate spend card
Kotak Corporate Credit Card Eligibility Criteria
- Age: 21+ years
- CIBIL score: 700+
Minimum Income Required: As per bank policy
Advantages of the Kotak Corporate Credit Card
- Expense management
Drawbacks of the Kotak Corporate Credit Card
- No rewards
Kotak Corporate Credit Card — Frequently Asked Questions
What is the annual fee of the Kotak Corporate Credit Card?
The Kotak Corporate Credit Card has an annual fee of NIL and a joining fee of NIL. New cardholders receive None as a welcome benefit, which helps offset the joining cost.
Does the Kotak Corporate Credit Card offer airport lounge access?
No, the Kotak Corporate Credit Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the Kotak Corporate Credit Card?
The minimum income requirement is As per bank policy. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Kotak Corporate Credit Card?
The Kotak Corporate Credit Card earns None. It is best suited for Corporate users.
Credit Cards Similar to the Kotak Corporate Credit Card
If you are considering the Kotak Corporate Credit Card, these corporate credit cards are worth comparing before you apply:
- Axis Corporate Card by Axis Bank — rated 4.2/5, NIL annual fee
- Federal Corporate Credit Card by Federal Bank — rated 4.2/5, NIL annual fee
- AU Corporate Credit Card by AU Small Finance Bank — rated 4.2/5, NIL annual fee
- BOB Corporate Credit Card by Bank of Baroda — rated 4.2/5, NIL annual fee
Expert Rating: 4.2/5