HSBC TravelOne Credit Card Review 2026 — Fees, Rewards & Eligibility
Issuer: HSBC Bank
Network: Visa | Tier: Premium
Travel rewards
Why Choose the HSBC TravelOne Credit Card?
The HSBC TravelOne Credit Card is a Premium-tier Visa credit card issued by HSBC Bank, rated 4.5/5 by the Credit Card Hunt editorial team. It is best suited for Travelers. With a reward rate of Reward points and an annual fee of ₹3,000, it ranks among the popular Premium cards in India in 2026.
New cardholders are welcomed with Welcome, which adds immediate value in the first year.
HSBC TravelOne Credit Card Fees & Charges
| Annual Fee | ₹3,000 |
|---|---|
| Joining Fee | ₹3,000 |
| Interest Rate | 3.49% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
HSBC TravelOne Credit Card Rewards & Benefits
| Reward Rate | Reward points |
|---|---|
| Welcome Bonus | Welcome |
| Lounge Access | Lounge |
| Best For | Travelers |
Key Highlights of the HSBC TravelOne Credit Card
- Travel rewards
- Reward points
- Lounge
HSBC TravelOne Credit Card Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹8
- 00
- 000/year
Minimum Income Required: ₹8,00,000/year
Advantages of the HSBC TravelOne Credit Card
- Travel perks
Drawbacks of the HSBC TravelOne Credit Card
- Moderate rewards
HSBC TravelOne Credit Card — Frequently Asked Questions
What is the annual fee of the HSBC TravelOne Credit Card?
The HSBC TravelOne Credit Card has an annual fee of ₹3,000 and a joining fee of ₹3,000. New cardholders receive Welcome as a welcome benefit, which helps offset the joining cost.
Does the HSBC TravelOne Credit Card offer airport lounge access?
Yes — the HSBC TravelOne Credit Card offers Lounge.
Who is eligible for the HSBC TravelOne Credit Card?
The minimum income requirement is ₹8,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the HSBC TravelOne Credit Card?
The HSBC TravelOne Credit Card earns Reward points. It is best suited for Travelers.
Credit Cards Similar to the HSBC TravelOne Credit Card
If you are considering the HSBC TravelOne Credit Card, these premium credit cards are worth comparing before you apply:
- HDFC Infinia by HDFC Bank — rated 4.9/5, ₹12,500 + GST annual fee
- Atlas Credit Card by Axis Bank — rated 4.7/5, ₹5,000 annual fee
- Gold Charge Card by American Express — rated 4.6/5, ₹4,500 annual fee
- Membership Rewards Credit Card by American Express — rated 4.6/5, ₹4,500 annual fee
Expert Rating: 4.5/5