Tata Neu Card Plus Review 2026 — Fees, Rewards & Eligibility
Issuer: HDFC Bank
Network: Visa | Tier: Mid-Range
2% NeuCoins back on Tata Neu, 1% NeuCoins on others, 4 domestic lounge visits/year
Why Choose the Tata Neu Card Plus?
The Tata Neu Card Plus is a Mid-Range-tier Visa credit card issued by HDFC Bank, rated 4.4/5 by the Credit Card Hunt editorial team. It is best suited for Tata app shoppers and beginners. With a reward rate of 2% NeuCoins back on partner Tata brands (BigBasket, 1mg, Croma, Air India Express) and the Tata Neu app; 1% back on non-Tata retail spends and an annual fee of ₹499, it ranks among the popular Co-branded cards in India in 2026.
New cardholders are welcomed with 499 NeuCoins upon card activation/fee payment, which adds immediate value in the first year and helps recover the ₹499 joining fee.
Tata Neu Card Plus Fees & Charges
| Annual Fee | ₹499 |
|---|---|
| Joining Fee | ₹499 |
| Interest Rate | 3.6% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver |
Tata Neu Card Plus Rewards & Benefits
| Reward Rate | 2% NeuCoins back on partner Tata brands (BigBasket, 1mg, Croma, Air India Express) and the Tata Neu app; 1% back on non-Tata retail spends |
|---|---|
| Welcome Bonus | 499 NeuCoins upon card activation/fee payment |
| Lounge Access | 4 complimentary domestic airport lounge visits per calendar year (1 per quarter, subject to spending ₹35,000 in preceding calendar quarter) |
| Best For | Tata app shoppers and beginners |
Key Highlights of the Tata Neu Card Plus
- 2% NeuCoins back on Tata Neu, 1% NeuCoins on others, 4 domestic lounge visits/year
- 2% NeuCoins back on partner Tata brands (BigBasket, 1mg, Croma, Air India Express) and the Tata Neu app; 1% back on non-Tata retail spends
- 4 complimentary domestic airport lounge visits per calendar year (1 per quarter, subject to spending ₹35,000 in preceding calendar quarter)
Tata Neu Card Plus Eligibility Criteria
- Age: 21-60 years years
- CIBIL score: 720+
- Minimum income: ₹3,00,000/year
Minimum Income Required: ₹3,00,000/year
Advantages of the Tata Neu Card Plus
- Excellent value for regular Tata ecosystem shoppers
- low annual fee with easy spend waiver
Drawbacks of the Tata Neu Card Plus
- Lounge access requires spend threshold
- rewards are strictly locked to NeuCoins (cannot convert to cash)
Tata Neu Card Plus — Frequently Asked Questions
What is the annual fee of the Tata Neu Card Plus?
The Tata Neu Card Plus has an annual fee of ₹499 and a joining fee of ₹499. New cardholders receive 499 NeuCoins upon card activation/fee payment as a welcome benefit, which helps offset the joining cost.
Does the Tata Neu Card Plus offer airport lounge access?
Yes — the Tata Neu Card Plus offers 4 complimentary domestic airport lounge visits per calendar year (1 per quarter, subject to spending ₹35,000 in preceding calendar quarter).
Who is eligible for the Tata Neu Card Plus?
The minimum income requirement is ₹3,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Tata Neu Card Plus?
The Tata Neu Card Plus earns 2% NeuCoins back on partner Tata brands (BigBasket, 1mg, Croma, Air India Express) and the Tata Neu app; 1% back on non-Tata retail spends. It is best suited for Tata app shoppers and beginners.
Credit Cards Similar to the Tata Neu Card Plus
If you are considering the Tata Neu Card Plus, these co-branded credit cards are worth comparing before you apply:
- Amazon Pay ICICI Credit Card by ICICI Bank — rated 4.8/5, NIL annual fee
- Amazon Pay ICICI Card (Visa) by ICICI Bank — rated 4.8/5, NIL annual fee
- AU ixigo Credit Card by AU Small Finance Bank — rated 4.7/5, NIL annual fee
- Tata Neu Infinity Credit Card by HDFC Bank — rated 4.6/5, ₹1,499 annual fee
Expert Rating: 4.4/5