Amazon Pay ICICI Credit Card Review 2026 — Fees, Rewards & Eligibility
Issuer: ICICI Bank
Network: Visa | Tier: Entry
5% cashback Amazon
Why Choose the Amazon Pay ICICI Credit Card?
The Amazon Pay ICICI Credit Card is a Entry-tier Visa credit card issued by ICICI Bank, rated 4.8/5 by the Credit Card Hunt editorial team. It is best suited for Amazon users. With a reward rate of 5% Prime cashback and an annual fee of NIL, it ranks among the popular Co-branded cards in India in 2026.
New cardholders are welcomed with None, which adds immediate value in the first year.
Amazon Pay ICICI Credit Card Fees & Charges
| Annual Fee | NIL |
|---|---|
| Joining Fee | NIL |
| Interest Rate | 3.4% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Amazon Pay ICICI Credit Card Rewards & Benefits
| Reward Rate | 5% Prime cashback |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Amazon users |
Key Highlights of the Amazon Pay ICICI Credit Card
- 5% cashback Amazon
- 5% Prime cashback
Amazon Pay ICICI Credit Card Eligibility Criteria
- Age: 21-60 years
- CIBIL score: 750+
- Minimum income: ₹2,50,000/year
Minimum Income Required: ₹2,50,000/year
Advantages of the Amazon Pay ICICI Credit Card
- Lifetime free
Drawbacks of the Amazon Pay ICICI Credit Card
- Amazon only
Amazon Pay ICICI Credit Card — Frequently Asked Questions
What is the annual fee of the Amazon Pay ICICI Credit Card?
The Amazon Pay ICICI Credit Card has an annual fee of NIL and a joining fee of NIL. New cardholders receive None as a welcome benefit, which helps offset the joining cost.
Does the Amazon Pay ICICI Credit Card offer airport lounge access?
No, the Amazon Pay ICICI Credit Card does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the Amazon Pay ICICI Credit Card?
The minimum income requirement is ₹2,50,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Amazon Pay ICICI Credit Card?
The Amazon Pay ICICI Credit Card earns 5% Prime cashback. It is best suited for Amazon users.
Credit Cards Similar to the Amazon Pay ICICI Credit Card
If you are considering the Amazon Pay ICICI Credit Card, these co-branded credit cards are worth comparing before you apply:
- Amazon Pay ICICI Card (Visa) by ICICI Bank — rated 4.8/5, NIL annual fee
- AU ixigo Credit Card by AU Small Finance Bank — rated 4.7/5, NIL annual fee
- Tata Neu Infinity Credit Card by HDFC Bank — rated 4.6/5, ₹1,499 annual fee
- Marriott Bonvoy HDFC Credit Card by HDFC Bank — rated 4.6/5, ₹3,000 annual fee
Expert Rating: 4.8/5