Diners Club Privilege Credit Card Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: HDFC Bank
Network: Visa | Tier: Premium
The Diners Club Privilege Credit Card is a Premium Visa credit card issued by HDFC Bank, best suited for travelers. It carries a joining fee of ₹2,500, with an interest rate of 3.6% per month. Key benefits include Travel + lifestyle benefits, 4 RP per 150, 8 lounge visits/year, Insurance cover, and Quarterly milestones. New cardholders get a welcome benefit of Welcome RP. On fees — Lounge access: 8 lounge visits/year; Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need ₹8,00,000/year to qualify. It falls under the Premium, Travel, Shopping, Fuel, and Rewards category on CreditCardHunt.
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Why Choose the Diners Club Privilege Credit Card?
The Diners Club Privilege Credit Card is a Premium-tier Visa credit card issued by HDFC Bank, rated 4.5/5 by the Credit Card Hunt editorial team. It is best suited for Travelers. With a reward rate of 4 RP per 150 and an annual fee of ₹2,500, it ranks among the popular Premium cards in India in 2026.
New cardholders are welcomed with Welcome RP, which adds immediate value in the first year.
Diners Club Privilege Credit Card Fees & Charges
| Annual Fee | ₹2,500 |
|---|---|
| Joining Fee | ₹2,500 |
| Interest Rate | 3.6% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Diners Club Privilege Credit Card Rewards & Benefits
| Reward Rate | 4 RP per 150 |
|---|---|
| Welcome Bonus | Welcome RP |
| Lounge Access | 8 lounge visits/year |
| Best For | Travelers |
Key Highlights of the Diners Club Privilege Credit Card
- Travel + lifestyle benefits
- 4 RP per 150
- 8 lounge visits/year
- Insurance cover
- Quarterly milestones
Diners Club Privilege Credit Card Eligibility Criteria
- Age: 21-60 years
- CIBIL score: 750+
- Minimum income: ₹8,00,000/year
Minimum Income Required: ₹8,00,000/year
Advantages of the Diners Club Privilege Credit Card
- Strong travel rewards — a built-in advantage for cardholders.
Drawbacks of the Diners Club Privilege Credit Card
- Before applying, factor in limited acceptance.
Diners Club Privilege Credit Card — Frequently Asked Questions
What is the annual fee of the Diners Club Privilege Credit Card?
The Diners Club Privilege Credit Card has an annual fee of ₹2,500 and a joining fee of ₹2,500. New cardholders receive Welcome RP as a welcome benefit, which helps offset the joining cost.
Does the Diners Club Privilege Credit Card offer airport lounge access?
Yes — the Diners Club Privilege Credit Card offers 8 lounge visits/year.
Who is eligible for the Diners Club Privilege Credit Card?
The minimum income requirement is ₹8,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Diners Club Privilege Credit Card?
The Diners Club Privilege Credit Card earns 4 RP per 150. It is best suited for Travelers.
Credit Cards Similar to the Diners Club Privilege Credit Card
If you are considering the Diners Club Privilege Credit Card, these premium credit cards are worth comparing before you apply:
- HDFC Infinia by HDFC Bank — rated 4.9/5, ₹12,500 + GST annual fee
- Etihad Guest Premium Credit Card by Bank of Baroda — rated 4.7/5, ₹5,000 annual fee
- EazyDiner Signature Credit Card by IndusInd Bank — rated 4.7/5, ₹2,999 annual fee
- Atlas Credit Card by Axis Bank — rated 4.7/5, ₹5,000 annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
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Expert Rating: 4.5/5