Vistara Signature Credit Card (Discontinued) Review 2026 — Fees, Rewards & Eligibility
Issuer: Axis Bank
Network: Visa | Tier: Entry
Discontinued for new applications. Existing cards migrated to Air India Maharaja Club rewards with renewal fees waived.
Why Choose the Vistara Signature Credit Card (Discontinued)?
The Vistara Signature Credit Card (Discontinued) is a Entry-tier Visa credit card issued by Axis Bank, rated 4.6/5 by the Credit Card Hunt editorial team. It is best suited for Travelers. With a reward rate of Earns Maharaja Points (converted from CV points) as per Air India loyalty program rules. and an annual fee of NIL, it ranks among the popular Co-branded cards in India in 2026.
New cardholders are welcomed with Free ticket, which adds immediate value in the first year.
Vistara Signature Credit Card (Discontinued) Fees & Charges
| Annual Fee | NIL |
|---|---|
| Joining Fee | NIL |
| Interest Rate | 3.6% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Vistara Signature Credit Card (Discontinued) Rewards & Benefits
| Reward Rate | Earns Maharaja Points (converted from CV points) as per Air India loyalty program rules. |
|---|---|
| Welcome Bonus | Free ticket |
| Lounge Access | Airport lounge access and select golf privileges remain active for existing cardholders, but complimentary ticket vouchers and milestone tickets are discontinued. |
| Best For | Travelers |
Key Highlights of the Vistara Signature Credit Card (Discontinued)
- Discontinued for new applications. Existing cards migrated to Air India Maharaja Club rewards with renewal fees waived.
- Earns Maharaja Points (converted from CV points) as per Air India loyalty program rules.
- Airport lounge access and select golf privileges remain active for existing cardholders, but complimentary ticket vouchers and milestone tickets are discontinued.
- Insurance
- Milestones
Vistara Signature Credit Card (Discontinued) Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹6,00,000/year
Minimum Income Required: ₹6,00,000/year
Advantages of the Vistara Signature Credit Card (Discontinued)
- Free flights
Drawbacks of the Vistara Signature Credit Card (Discontinued)
- Vistara limited
Vistara Signature Credit Card (Discontinued) — Frequently Asked Questions
What is the annual fee of the Vistara Signature Credit Card (Discontinued)?
The Vistara Signature Credit Card (Discontinued) has an annual fee of NIL and a joining fee of NIL. New cardholders receive Free ticket as a welcome benefit, which helps offset the joining cost.
Does the Vistara Signature Credit Card (Discontinued) offer airport lounge access?
Yes — the Vistara Signature Credit Card (Discontinued) offers Airport lounge access and select golf privileges remain active for existing cardholders, but complimentary ticket vouchers and milestone tickets are discontinued..
Who is eligible for the Vistara Signature Credit Card (Discontinued)?
The minimum income requirement is ₹6,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Vistara Signature Credit Card (Discontinued)?
The Vistara Signature Credit Card (Discontinued) earns Earns Maharaja Points (converted from CV points) as per Air India loyalty program rules.. It is best suited for Travelers.
Credit Cards Similar to the Vistara Signature Credit Card (Discontinued)
If you are considering the Vistara Signature Credit Card (Discontinued), these co-branded credit cards are worth comparing before you apply:
- Amazon Pay ICICI Credit Card by ICICI Bank — rated 4.8/5, NIL annual fee
- Amazon Pay ICICI Card (Visa) by ICICI Bank — rated 4.8/5, NIL annual fee
- AU ixigo Credit Card by AU Small Finance Bank — rated 4.7/5, NIL annual fee
- Tata Neu Infinity Credit Card by HDFC Bank — rated 4.6/5, ₹1,499 annual fee
Expert Rating: 4.6/5