Vistara Signature Credit Card Review 2026 — Fees, Rewards & Eligibility
Issuer: Axis Bank
Network: Visa | Tier: Premium
Vistara benefits
Why Choose the Vistara Signature Credit Card?
The Vistara Signature Credit Card is a Premium-tier Visa credit card issued by Axis Bank, rated 4.6/5 by the Credit Card Hunt editorial team. It is best suited for Travelers. With a reward rate of Air miles and an annual fee of ₹3,000, it ranks among the popular Co-branded cards in India in 2026.
New cardholders are welcomed with Free ticket, which adds immediate value in the first year.
Vistara Signature Credit Card Fees & Charges
| Annual Fee | ₹3,000 |
|---|---|
| Joining Fee | ₹3,000 |
| Interest Rate | 3.6% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Vistara Signature Credit Card Rewards & Benefits
| Reward Rate | Air miles |
|---|---|
| Welcome Bonus | Free ticket |
| Lounge Access | Lounge |
| Best For | Travelers |
Key Highlights of the Vistara Signature Credit Card
- Vistara benefits
- Air miles
- Lounge
- Insurance
- Milestones
Vistara Signature Credit Card Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹6
- 00
- 000/year
Minimum Income Required: ₹6,00,000/year
Advantages of the Vistara Signature Credit Card
- Free flights
Drawbacks of the Vistara Signature Credit Card
- Vistara limited
Vistara Signature Credit Card — Frequently Asked Questions
What is the annual fee of the Vistara Signature Credit Card?
The Vistara Signature Credit Card has an annual fee of ₹3,000 and a joining fee of ₹3,000. New cardholders receive Free ticket as a welcome benefit, which helps offset the joining cost.
Does the Vistara Signature Credit Card offer airport lounge access?
Yes — the Vistara Signature Credit Card offers Lounge.
Who is eligible for the Vistara Signature Credit Card?
The minimum income requirement is ₹6,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Vistara Signature Credit Card?
The Vistara Signature Credit Card earns Air miles. It is best suited for Travelers.
Credit Cards Similar to the Vistara Signature Credit Card
If you are considering the Vistara Signature Credit Card, these co-branded credit cards are worth comparing before you apply:
- IDFC FIRST Power Plus Credit Card by IDFC First Bank — rated 4.6/5, ₹499 annual fee
- Swiggy HDFC Credit Card by HDFC Bank — rated 4.6/5, ₹500 annual fee
- Marriott Bonvoy HDFC Credit Card by HDFC Bank — rated 4.6/5, ₹3,000 annual fee
- Tata Neu Infinity Credit Card by HDFC Bank — rated 4.6/5, ₹1,499 annual fee
Expert Rating: 4.6/5