Vistara Signature Credit Card Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: Axis Bank
Network: Visa | Tier: Premium
The Vistara Signature Credit Card is a Premium Visa credit card issued by Axis Bank, best suited for travelers. It carries a joining fee of ₹3,000, with an interest rate of 3.6% per month. Key benefits include Vistara benefits, Air miles, Lounge, Insurance, and Milestones. New cardholders get a welcome benefit of Free ticket. On fees — Lounge access: Lounge; Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need ₹6,00,000/year to qualify. It falls under the Co-branded, Travel, and Fuel category on CreditCardHunt.
Affiliate disclosure: some links on this page are affiliate links and CreditCardHunt.in may earn a commission if you apply. It does not change our ratings or recommendations and costs you nothing extra. Full disclosure.
Why Choose the Vistara Signature Credit Card?
The Vistara Signature Credit Card is a Premium-tier Visa credit card issued by Axis Bank, rated 4.6/5 by the Credit Card Hunt editorial team. It is best suited for Travelers. With a reward rate of Air miles and an annual fee of ₹3,000, it ranks among the popular Co-branded cards in India in 2026.
New cardholders are welcomed with Free ticket, which adds immediate value in the first year.
Vistara Signature Credit Card Fees & Charges
| Annual Fee | ₹3,000 |
|---|---|
| Joining Fee | ₹3,000 |
| Interest Rate | 3.6% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Vistara Signature Credit Card Rewards & Benefits
| Reward Rate | Air miles |
|---|---|
| Welcome Bonus | Free ticket |
| Lounge Access | Lounge |
| Best For | Travelers |
Key Highlights of the Vistara Signature Credit Card
- Vistara benefits
- Air miles
- Lounge
- Insurance
- Milestones
Vistara Signature Credit Card Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹6
- 00,000/year
Minimum Income Required: ₹6,00,000/year
Advantages of the Vistara Signature Credit Card
- Free flights — a built-in advantage for cardholders.
Drawbacks of the Vistara Signature Credit Card
- Before applying, factor in vistara limited.
Vistara Signature Credit Card — Frequently Asked Questions
What is the annual fee of the Vistara Signature Credit Card?
The Vistara Signature Credit Card has an annual fee of ₹3,000 and a joining fee of ₹3,000. New cardholders receive Free ticket as a welcome benefit, which helps offset the joining cost.
Does the Vistara Signature Credit Card offer airport lounge access?
Yes — the Vistara Signature Credit Card offers Lounge.
Who is eligible for the Vistara Signature Credit Card?
The minimum income requirement is ₹6,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Vistara Signature Credit Card?
The Vistara Signature Credit Card earns Air miles. It is best suited for Travelers.
Credit Cards Similar to the Vistara Signature Credit Card
If you are considering the Vistara Signature Credit Card, these co-branded credit cards are worth comparing before you apply:
- AU ixigo Credit Card by AU Small Finance Bank — rated 4.7/5, NIL annual fee
- Swiggy HDFC Credit Card by HDFC Bank — rated 4.6/5, ₹500 annual fee
- Club Vistara SBI Prime by SBI Card — rated 4.6/5, ₹2,999 annual fee
- Marriott Bonvoy HDFC Credit Card by HDFC Bank — rated 4.6/5, ₹3,000 annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
Explore more on CreditCardHunt.in
- Browse all 100+ credit cards — filter by bank, fee, and reward type.
- Compare cards side by side — fees, rewards and benefits in one table.
- Find a card that matches your income and spending with our card finder.
- Read our credit card guides & FAQ.
Expert Rating: 4.6/5