Club Vistara SBI Prime Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: SBI Card
Network: Visa | Tier: Premium
The Club Vistara SBI Prime is a Premium Visa credit card issued by SBI Card, best suited for travelers. It carries a joining fee of ₹2,999, with an interest rate of 3.5% per month. Key benefits include Vistara benefits, Air miles, Lounge access, Insurance, and Milestones. New cardholders get a welcome benefit of Free ticket. On fees — Lounge access: Lounge access; Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need ₹6,00,000/year to qualify. It falls under the Co-branded, Travel, and Fuel category on CreditCardHunt.
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Why Choose the Club Vistara SBI Prime?
The Club Vistara SBI Prime is a Premium-tier Visa credit card issued by SBI Card, rated 4.6/5 by the Credit Card Hunt editorial team. It is best suited for Travelers. With a reward rate of Air miles and an annual fee of ₹2,999, it ranks among the popular Co-branded cards in India in 2026.
New cardholders are welcomed with Free ticket, which adds immediate value in the first year and helps recover the ₹2,999 joining fee.
Club Vistara SBI Prime Fees & Charges
| Annual Fee | ₹2,999 |
|---|---|
| Joining Fee | ₹2,999 |
| Interest Rate | 3.5% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Club Vistara SBI Prime Rewards & Benefits
| Reward Rate | Air miles |
|---|---|
| Welcome Bonus | Free ticket |
| Lounge Access | Lounge access |
| Best For | Travelers |
Key Highlights of the Club Vistara SBI Prime
- Vistara benefits
- Air miles
- Lounge access
- Insurance
- Milestones
Club Vistara SBI Prime Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹6
- 00,000/year
Minimum Income Required: ₹6,00,000/year
Advantages of the Club Vistara SBI Prime
- Free flights — a highlight among SBI Card's premium lineup.
Drawbacks of the Club Vistara SBI Prime
- Vistara specific may not suit every applicant.
Club Vistara SBI Prime — Frequently Asked Questions
What is the annual fee of the Club Vistara SBI Prime?
The Club Vistara SBI Prime has an annual fee of ₹2,999 and a joining fee of ₹2,999. New cardholders receive Free ticket as a welcome benefit, which helps offset the joining cost.
Does the Club Vistara SBI Prime offer airport lounge access?
Yes — the Club Vistara SBI Prime offers Lounge access.
Who is eligible for the Club Vistara SBI Prime?
The minimum income requirement is ₹6,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Club Vistara SBI Prime?
The Club Vistara SBI Prime earns Air miles. It is best suited for Travelers.
Credit Cards Similar to the Club Vistara SBI Prime
If you are considering the Club Vistara SBI Prime, these co-branded credit cards are worth comparing before you apply:
- AU ixigo Credit Card by AU Small Finance Bank — rated 4.7/5, NIL annual fee
- Tata Neu Infinity Credit Card by HDFC Bank — rated 4.6/5, ₹1,499 annual fee
- Marriott Bonvoy HDFC Credit Card by HDFC Bank — rated 4.6/5, ₹3,000 annual fee
- Swiggy HDFC Credit Card by HDFC Bank — rated 4.6/5, ₹500 annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
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Expert Rating: 4.6/5