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AU Vetta Credit Card Review 2026 — Fees, Rewards & Eligibility

Issuer: AU Small Finance Bank

Network: Visa | Tier: Premium

Travel + lifestyle

Why Choose the AU Vetta Credit Card?

The AU Vetta Credit Card is a Premium-tier Visa credit card issued by AU Small Finance Bank, rated 4.4/5 by the Credit Card Hunt editorial team. It is best suited for Professionals. With a reward rate of Reward points and an annual fee of ₹2,999, it ranks among the popular Premium cards in India in 2026.

New cardholders are welcomed with Welcome, which adds immediate value in the first year and helps recover the ₹2,999 joining fee.

AU Vetta Credit Card Fees & Charges

Annual Fee₹2,999
Joining Fee₹2,999
Interest Rate3.49% per month
Foreign Markup3.5%
Fuel Surcharge Waiver1% waiver

AU Vetta Credit Card Rewards & Benefits

Reward RateReward points
Welcome BonusWelcome
Lounge AccessLounge
Best ForProfessionals

Key Highlights of the AU Vetta Credit Card

  • Travel + lifestyle
  • Reward points
  • Lounge

AU Vetta Credit Card Eligibility Criteria

  • Age: 21-60 years
  • CIBIL score: 750+
  • Minimum income: ₹6,00,000/year

Minimum Income Required: ₹6,00,000/year

Advantages of the AU Vetta Credit Card

  • Balanced benefits

Drawbacks of the AU Vetta Credit Card

  • Moderate rewards

AU Vetta Credit Card — Frequently Asked Questions

What is the annual fee of the AU Vetta Credit Card?

The AU Vetta Credit Card has an annual fee of ₹2,999 and a joining fee of ₹2,999. New cardholders receive Welcome as a welcome benefit, which helps offset the joining cost.

Does the AU Vetta Credit Card offer airport lounge access?

Yes — the AU Vetta Credit Card offers Lounge.

Who is eligible for the AU Vetta Credit Card?

The minimum income requirement is ₹6,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.

What is the reward rate of the AU Vetta Credit Card?

The AU Vetta Credit Card earns Reward points. It is best suited for Professionals.

Credit Cards Similar to the AU Vetta Credit Card

If you are considering the AU Vetta Credit Card, these premium credit cards are worth comparing before you apply:

Expert Rating: 4.4/5

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