Air India SBI Platinum Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: SBI Card
Network: Visa | Tier: Mid-Range
The Air India SBI Platinum is a Mid-Range Visa credit card issued by SBI Card, best suited for travelers. It carries a joining fee of ₹1,499, with an interest rate of 3.5% per month. Key benefits include Air India miles, Air miles, Lounge, and Insurance. New cardholders get a welcome benefit of Bonus miles. On fees — Lounge access: Lounge; Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need ₹4,00,000/year to qualify. It falls under the Travel and Fuel category on CreditCardHunt.
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Why Choose the Air India SBI Platinum?
The Air India SBI Platinum is a Mid-Range-tier Visa credit card issued by SBI Card, rated 4.4/5 by the Credit Card Hunt editorial team. It is best suited for Travelers. With a reward rate of Air miles and an annual fee of ₹1,499, it ranks among the popular Travel cards in India in 2026.
New cardholders are welcomed with Bonus miles, which adds immediate value in the first year and helps recover the ₹1,499 joining fee.
Air India SBI Platinum Fees & Charges
| Annual Fee | ₹1,499 |
|---|---|
| Joining Fee | ₹1,499 |
| Interest Rate | 3.5% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Air India SBI Platinum Rewards & Benefits
| Reward Rate | Air miles |
|---|---|
| Welcome Bonus | Bonus miles |
| Lounge Access | Lounge |
| Best For | Travelers |
Key Highlights of the Air India SBI Platinum
- Air India miles
- Air miles
- Lounge
- Insurance
Air India SBI Platinum Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹4,00,000/year
Minimum Income Required: ₹4,00,000/year
Advantages of the Air India SBI Platinum
- Airline rewards — a highlight among SBI Card's mid-range lineup.
Drawbacks of the Air India SBI Platinum
- Air India limited may not suit every applicant.
Air India SBI Platinum — Frequently Asked Questions
What is the annual fee of the Air India SBI Platinum?
The Air India SBI Platinum has an annual fee of ₹1,499 and a joining fee of ₹1,499. New cardholders receive Bonus miles as a welcome benefit, which helps offset the joining cost.
Does the Air India SBI Platinum offer airport lounge access?
Yes — the Air India SBI Platinum offers Lounge.
Who is eligible for the Air India SBI Platinum?
The minimum income requirement is ₹4,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Air India SBI Platinum?
The Air India SBI Platinum earns Air miles. It is best suited for Travelers.
Credit Cards Similar to the Air India SBI Platinum
If you are considering the Air India SBI Platinum, these travel credit cards are worth comparing before you apply:
- Reserve Credit Card by Axis Bank — rated 4.9/5, ₹50,000 annual fee
- Infinia Metal Edition Credit Card by HDFC Bank — rated 4.9/5, ₹12,500 annual fee
- HDFC Infinia by HDFC Bank — rated 4.9/5, ₹12,500 + GST annual fee
- Diners Club Black Credit Card by HDFC Bank — rated 4.8/5, ₹10,000 annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
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Expert Rating: 4.4/5