RBL Bajaj Finserv SuperCard Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: RBL Bank
Network: Visa | Tier: Mid-Range
The RBL Bajaj Finserv SuperCard is a Mid-Range Visa credit card issued by RBL Bank, best suited for EMI users. It carries a joining fee of ₹999, with an interest rate of 3.99% per month. Key benefits include EMI + rewards card and Reward points. New cardholders get a welcome benefit of Welcome benefits. On fees — No airport lounge access; Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need ₹3,00,000/year to qualify. It falls under the Co-branded and Fuel category on CreditCardHunt.
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Why Choose the RBL Bajaj Finserv SuperCard?
The RBL Bajaj Finserv SuperCard is a Mid-Range-tier Visa credit card issued by RBL Bank, rated 4.3/5 by the Credit Card Hunt editorial team. It is best suited for EMI users. With a reward rate of Reward points and an annual fee of ₹999, it ranks among the popular Co-branded cards in India in 2026.
New cardholders are welcomed with Welcome benefits, which adds immediate value in the first year and helps recover the ₹999 joining fee.
RBL Bajaj Finserv SuperCard Fees & Charges
| Annual Fee | ₹999 |
|---|---|
| Joining Fee | ₹999 |
| Interest Rate | 3.99% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
RBL Bajaj Finserv SuperCard Rewards & Benefits
| Reward Rate | Reward points |
|---|---|
| Welcome Bonus | Welcome benefits |
| Lounge Access | None |
| Best For | EMI users |
Key Highlights of the RBL Bajaj Finserv SuperCard
- EMI + rewards card
- Reward points
RBL Bajaj Finserv SuperCard Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 700+
- Minimum income: ₹3,00,000/year
Minimum Income Required: ₹3,00,000/year
Advantages of the RBL Bajaj Finserv SuperCard
- EMI flexibility — a genuine plus for anyone eyeing this mid-range card.
Drawbacks of the RBL Bajaj Finserv SuperCard
- Moderate rewards — worth weighing before you apply.
RBL Bajaj Finserv SuperCard — Frequently Asked Questions
What is the annual fee of the RBL Bajaj Finserv SuperCard?
The RBL Bajaj Finserv SuperCard has an annual fee of ₹999 and a joining fee of ₹999. New cardholders receive Welcome benefits as a welcome benefit, which helps offset the joining cost.
Does the RBL Bajaj Finserv SuperCard offer airport lounge access?
No, the RBL Bajaj Finserv SuperCard does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.
Who is eligible for the RBL Bajaj Finserv SuperCard?
The minimum income requirement is ₹3,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the RBL Bajaj Finserv SuperCard?
The RBL Bajaj Finserv SuperCard earns Reward points. It is best suited for EMI users.
Credit Cards Similar to the RBL Bajaj Finserv SuperCard
If you are considering the RBL Bajaj Finserv SuperCard, these co-branded credit cards are worth comparing before you apply:
- AU ixigo Credit Card by AU Small Finance Bank — rated 4.7/5, NIL annual fee
- Tata Neu Infinity Credit Card by HDFC Bank — rated 4.6/5, ₹1,499 annual fee
- Marriott Bonvoy HDFC Credit Card by HDFC Bank — rated 4.6/5, ₹3,000 annual fee
- Swiggy HDFC Credit Card by HDFC Bank — rated 4.6/5, ₹500 annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
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Expert Rating: 4.3/5