Avios Visa Infinite Credit Card Review 2026 — Fees, Rewards & Eligibility
Issuer: IndusInd Bank
Network: Visa | Tier: Premium
Unlimited domestic lounge access, 5 Avios per ₹200 on travel/international, low 1.5% forex markup
Why Choose the Avios Visa Infinite Credit Card?
The Avios Visa Infinite Credit Card is a Premium-tier Visa credit card issued by IndusInd Bank, rated 4.8/5 by the Credit Card Hunt editorial team. It is best suited for Loyal Qatar Airways and British Airways flyers. With a reward rate of 5 Avios per ₹200 spent on travel & international; 2 Avios per ₹200 on other categories. Points convert 1:1 to British/Qatar Airways. and an annual fee of ₹10,000, it ranks among the popular Super Premium cards in India in 2026.
New cardholders are welcomed with 20,000 Avios upon fee realization + Choice of partner airlines gold tier, which adds immediate value in the first year.
Avios Visa Infinite Credit Card Fees & Charges
| Annual Fee | ₹10,000 |
|---|---|
| Joining Fee | ₹10,000 |
| Interest Rate | 3.6% per month |
| Foreign Markup | 1.5% |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver |
Avios Visa Infinite Credit Card Rewards & Benefits
| Reward Rate | 5 Avios per ₹200 spent on travel & international; 2 Avios per ₹200 on other categories. Points convert 1:1 to British/Qatar Airways. |
|---|---|
| Welcome Bonus | 20,000 Avios upon fee realization + Choice of partner airlines gold tier |
| Lounge Access | Unlimited domestic lounge access; international lounge visits via Priority Pass. Points converted 1:1 to Avios. |
| Best For | Loyal Qatar Airways and British Airways flyers |
Key Highlights of the Avios Visa Infinite Credit Card
- Unlimited domestic lounge access, 5 Avios per ₹200 on travel/international, low 1.5% forex markup
- 5 Avios per ₹200 spent on travel & international; 2 Avios per ₹200 on other categories. Points convert 1:1 to British/Qatar Airways.
- Unlimited domestic lounge access; international lounge visits via Priority Pass. Points converted 1:1 to Avios.
- Trip cancellation, lost passport, baggage loss cover
- Bonus Avios on annual spend thresholds of ₹5 Lakh and ₹10 Lakh
Avios Visa Infinite Credit Card Eligibility Criteria
- Age: 21-65 years years
- CIBIL score: 780+
- Minimum income: ₹24,00,000/year
Minimum Income Required: ₹24,00,000/year
Advantages of the Avios Visa Infinite Credit Card
- 1:1 direct point transfer to Qatar Airways and British Airways Avios
- unlimited domestic lounges
- low 1.5% forex markup
Drawbacks of the Avios Visa Infinite Credit Card
- Very high annual fee of ₹10
- 000 with no fee waiver condition
- niche travel segment focus
Avios Visa Infinite Credit Card — Frequently Asked Questions
What is the annual fee of the Avios Visa Infinite Credit Card?
The Avios Visa Infinite Credit Card has an annual fee of ₹10,000 and a joining fee of ₹10,000. New cardholders receive 20,000 Avios upon fee realization + Choice of partner airlines gold tier as a welcome benefit, which helps offset the joining cost.
Does the Avios Visa Infinite Credit Card offer airport lounge access?
Yes — the Avios Visa Infinite Credit Card offers Unlimited domestic lounge access; international lounge visits via Priority Pass. Points converted 1:1 to Avios..
Who is eligible for the Avios Visa Infinite Credit Card?
The minimum income requirement is ₹24,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Avios Visa Infinite Credit Card?
The Avios Visa Infinite Credit Card earns 5 Avios per ₹200 spent on travel & international; 2 Avios per ₹200 on other categories. Points convert 1:1 to British/Qatar Airways.. It is best suited for Loyal Qatar Airways and British Airways flyers.
Credit Cards Similar to the Avios Visa Infinite Credit Card
If you are considering the Avios Visa Infinite Credit Card, these super premium credit cards are worth comparing before you apply:
- Infinia Metal Edition Credit Card by HDFC Bank — rated 4.9/5, ₹12,500 annual fee
- Reserve Credit Card by Axis Bank — rated 4.9/5, ₹50,000 annual fee
- Emeralde Private Metal Credit Card by ICICI Bank — rated 4.8/5, ₹12,499 annual fee
- Platinum Card by American Express — rated 4.8/5, ₹60,000 annual fee
Expert Rating: 4.8/5