MakeMyTrip Platinum Card Review 2026 — Fees, Rewards & Eligibility
By Credit Card Hunt Editorial Team
Issuer: ICICI Bank
Network: Visa | Tier: Mid-Range
The MakeMyTrip Platinum Card is a Mid-Range Visa credit card issued by ICICI Bank, best suited for travelers. It carries a joining fee of ₹500, with an interest rate of 3.4% per month. Key benefits include Travel booking rewards, MMT points, and Travel discounts. New cardholders get a welcome benefit of MMT voucher. On fees — Lounge access: Travel discounts; Foreign transaction markup: 3.5%; Fuel surcharge: 1% waiver. Applicants typically need ₹3,00,000/year to qualify. It falls under the Co-branded, Travel, and Fuel category on CreditCardHunt.
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Why Choose the MakeMyTrip Platinum Card?
The MakeMyTrip Platinum Card is a Mid-Range-tier Visa credit card issued by ICICI Bank, rated 4.3/5 by the Credit Card Hunt editorial team. It is best suited for Travelers. With a reward rate of MMT points and an annual fee of ₹500, it ranks among the popular Co-branded cards in India in 2026.
New cardholders are welcomed with MMT voucher, which adds immediate value in the first year.
MakeMyTrip Platinum Card Fees & Charges
| Annual Fee | ₹500 |
|---|---|
| Joining Fee | ₹500 |
| Interest Rate | 3.4% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
MakeMyTrip Platinum Card Rewards & Benefits
| Reward Rate | MMT points |
|---|---|
| Welcome Bonus | MMT voucher |
| Lounge Access | Travel discounts |
| Best For | Travelers |
Key Highlights of the MakeMyTrip Platinum Card
- Travel booking rewards
- MMT points
- Travel discounts
MakeMyTrip Platinum Card Eligibility Criteria
- Age: 21-60 years
- CIBIL score: 750+
- Minimum income: ₹3,00,000/year
Minimum Income Required: ₹3,00,000/year
Advantages of the MakeMyTrip Platinum Card
- Travel benefits — a highlight among ICICI Bank's mid-range lineup.
Drawbacks of the MakeMyTrip Platinum Card
- Platform specific may not suit every applicant.
MakeMyTrip Platinum Card — Frequently Asked Questions
What is the annual fee of the MakeMyTrip Platinum Card?
The MakeMyTrip Platinum Card has an annual fee of ₹500 and a joining fee of ₹500. New cardholders receive MMT voucher as a welcome benefit, which helps offset the joining cost.
Does the MakeMyTrip Platinum Card offer airport lounge access?
Yes — the MakeMyTrip Platinum Card offers Travel discounts.
Who is eligible for the MakeMyTrip Platinum Card?
The minimum income requirement is ₹3,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the MakeMyTrip Platinum Card?
The MakeMyTrip Platinum Card earns MMT points. It is best suited for Travelers.
Credit Cards Similar to the MakeMyTrip Platinum Card
If you are considering the MakeMyTrip Platinum Card, these co-branded credit cards are worth comparing before you apply:
- AU ixigo Credit Card by AU Small Finance Bank — rated 4.7/5, NIL annual fee
- Tata Neu Infinity Credit Card by HDFC Bank — rated 4.6/5, ₹1,499 annual fee
- Marriott Bonvoy HDFC Credit Card by HDFC Bank — rated 4.6/5, ₹3,000 annual fee
- Swiggy HDFC Credit Card by HDFC Bank — rated 4.6/5, ₹500 annual fee
Official sources for this review
Fees, rules and limits described above are governed by the primary sources below.
- RBI Master Direction — Credit Card and Debit Card Issuance and Conduct Directions, 2022 — Reserve Bank of India
- Department of Financial Services — Banking Division — Ministry of Finance, Government of India
- Consumer Financial Decision-Making research — Wharton School, University of Pennsylvania
- Tax Collected at Source on Liberalised Remittance Scheme transactions — Income Tax Department, Government of India
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Expert Rating: 4.3/5