Pixel Credit Card (PayZapp) Review 2026 — Fees, Rewards & Eligibility

Why Choose the Pixel Credit Card (PayZapp)?

The Pixel Credit Card (PayZapp) is a Entry-tier Visa credit card issued by HDFC Bank, rated 4.4/5 by the Credit Card Hunt editorial team. It is best suited for Digital users. With a reward rate of Custom cashback and an annual fee of NIL, it ranks among the popular Digital cards in India in 2026.

New cardholders are welcomed with None, which adds immediate value in the first year.

Pixel Credit Card (PayZapp) Fees & Charges

Pixel Credit Card (PayZapp) Rewards & Benefits

Key Highlights of the Pixel Credit Card (PayZapp)

• App-based customizable rewards
• Custom cashback

Pixel Credit Card (PayZapp) Eligibility Criteria

• Age: 18-60 years
• CIBIL score: 700+
• Minimum income: ₹2
• 50
• 000/year

Minimum Income Required: ₹2,50,000/year

Advantages of the Pixel Credit Card (PayZapp)

• No annual fee

Drawbacks of the Pixel Credit Card (PayZapp)

• Limited features

Pixel Credit Card (PayZapp) — Frequently Asked Questions

What is the annual fee of the Pixel Credit Card (PayZapp)?

The Pixel Credit Card (PayZapp) has an annual fee of NIL and a joining fee of NIL. New cardholders receive None as a welcome benefit, which helps offset the joining cost.

Does the Pixel Credit Card (PayZapp) offer airport lounge access?

No, the Pixel Credit Card (PayZapp) does not include complimentary airport lounge access. If lounge access matters to you, compare travel cards on CreditCardHunt.in.

Who is eligible for the Pixel Credit Card (PayZapp)?

The minimum income requirement is ₹2,50,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.

What is the reward rate of the Pixel Credit Card (PayZapp)?

The Pixel Credit Card (PayZapp) earns Custom cashback. It is best suited for Digital users.