Samsung Axis Bank Signature Credit Card Review 2026 — Fees, Rewards & Eligibility
Issuer: Axis Bank
Network: Visa | Tier: Mid-Range
10% cashback on Samsung products, 4 domestic lounge visits/year
Why Choose the Samsung Axis Bank Signature Credit Card?
The Samsung Axis Bank Signature Credit Card is a Mid-Range-tier Visa credit card issued by Axis Bank, rated 4.3/5 by the Credit Card Hunt editorial team. It is best suited for Budget Samsung buyers. With a reward rate of 10% cashback on Samsung (capped at ₹10,000/year); 10 EDGE points per ₹100 spent on preferred partners; 5 points per ₹100 domestic spends and an annual fee of ₹500, it ranks among the popular Co-branded cards in India in 2026.
New cardholders are welcomed with 10,000 EDGE Reward points upon completing 3 transactions within 30 days, which adds immediate value in the first year.
Samsung Axis Bank Signature Credit Card Fees & Charges
| Annual Fee | ₹500 |
|---|---|
| Joining Fee | ₹500 |
| Interest Rate | 3.6% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver |
Samsung Axis Bank Signature Credit Card Rewards & Benefits
| Reward Rate | 10% cashback on Samsung (capped at ₹10,000/year); 10 EDGE points per ₹100 spent on preferred partners; 5 points per ₹100 domestic spends |
|---|---|
| Welcome Bonus | 10,000 EDGE Reward points upon completing 3 transactions within 30 days |
| Lounge Access | 4 complimentary domestic airport lounge visits per year (subject to spending ₹50,000 in preceding 3 calendar months) |
| Best For | Budget Samsung buyers |
Key Highlights of the Samsung Axis Bank Signature Credit Card
- 10% cashback on Samsung products, 4 domestic lounge visits/year
- 10% cashback on Samsung (capped at ₹10,000/year); 10 EDGE points per ₹100 spent on preferred partners; 5 points per ₹100 domestic spends
- 4 complimentary domestic airport lounge visits per year (subject to spending ₹50,000 in preceding 3 calendar months)
Samsung Axis Bank Signature Credit Card Eligibility Criteria
- Age: 21-70 years years
- CIBIL score: 720+
- Minimum income: ₹3,00,000/year
Minimum Income Required: ₹3,00,000/year
Advantages of the Samsung Axis Bank Signature Credit Card
- Very low annual fee with waiver
- excellent 10% cashback on Samsung purchases
- domestic lounge access
Drawbacks of the Samsung Axis Bank Signature Credit Card
- Samsung purchases on Amazon are excluded
- cashback capped at ₹10
- 000 per year
Samsung Axis Bank Signature Credit Card — Frequently Asked Questions
What is the annual fee of the Samsung Axis Bank Signature Credit Card?
The Samsung Axis Bank Signature Credit Card has an annual fee of ₹500 and a joining fee of ₹500. New cardholders receive 10,000 EDGE Reward points upon completing 3 transactions within 30 days as a welcome benefit, which helps offset the joining cost.
Does the Samsung Axis Bank Signature Credit Card offer airport lounge access?
Yes — the Samsung Axis Bank Signature Credit Card offers 4 complimentary domestic airport lounge visits per year (subject to spending ₹50,000 in preceding 3 calendar months).
Who is eligible for the Samsung Axis Bank Signature Credit Card?
The minimum income requirement is ₹3,00,000/year. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Samsung Axis Bank Signature Credit Card?
The Samsung Axis Bank Signature Credit Card earns 10% cashback on Samsung (capped at ₹10,000/year); 10 EDGE points per ₹100 spent on preferred partners; 5 points per ₹100 domestic spends. It is best suited for Budget Samsung buyers.
Credit Cards Similar to the Samsung Axis Bank Signature Credit Card
If you are considering the Samsung Axis Bank Signature Credit Card, these co-branded credit cards are worth comparing before you apply:
- Amazon Pay ICICI Credit Card by ICICI Bank — rated 4.8/5, NIL annual fee
- Amazon Pay ICICI Card (Visa) by ICICI Bank — rated 4.8/5, NIL annual fee
- AU ixigo Credit Card by AU Small Finance Bank — rated 4.7/5, NIL annual fee
- Tata Neu Infinity Credit Card by HDFC Bank — rated 4.6/5, ₹1,499 annual fee
Expert Rating: 4.3/5