Apollo SBI Card SELECT Review 2026 — Fees, Rewards & Eligibility
Issuer: State Bank of India (SBI)
Network: Visa | Tier: Entry
The Apollo SBI Card SELECT is a co-branded wellness credit card designed to optimize healthcare expenses. It offers accelerated reward points on Apollo services, complimentary healthcare memberships, and basic travel perks like domestic lounge access.
Why Choose the Apollo SBI Card SELECT?
The Apollo SBI Card SELECT is a Entry-tier Visa credit card issued by State Bank of India (SBI), rated 4.3/5 by the Credit Card Hunt editorial team. It is best suited for Individuals and families with regular health, medicine, or diagnostic expenses at Apollo institutions who want to maximize medical discounts alongside basic lifestyle rewards.. With a reward rate of Earn 10 Reward points per Rs. 100 spent on Apollo 24|7 and Apollo Pharmacy. Earn 2 Reward Points per Rs. 100 spent on Dining, Movies & Entertainment and Travel. Reward Points Earn 1 Reward Points per Rs. 200 spent on Other purchases. 1 Reward Point = 1 Health Credi and an annual fee of ₹499 + GST, it ranks among the popular health cards in India in 2026.
New cardholders are welcomed with Get Apollo 24|7 e-Gift Voucher worth Rs. 1,500 on payment of Joining Fee, which adds immediate value in the first year and helps recover the ₹499 + GST joining fee.
Apollo SBI Card SELECT Fees & Charges
| Annual Fee | ₹499 + GST |
|---|---|
| Joining Fee | ₹499 + GST |
| Interest Rate | 4% |
| Foreign Markup | 2%+GST |
| Fuel Surcharge Waiver | Enjoy a 1% fuel surcharge waiver on all petrol pumps across India. |
Apollo SBI Card SELECT Rewards & Benefits
| Reward Rate | Earn 10 Reward points per Rs. 100 spent on Apollo 24|7 and Apollo Pharmacy. Earn 2 Reward Points per Rs. 100 spent on Dining, Movies & Entertainment and Travel. Reward Points Earn 1 Reward Points per Rs. 200 spent on Other purchases. 1 Reward Point = 1 Health Credi |
|---|---|
| Welcome Bonus | Get Apollo 24|7 e-Gift Voucher worth Rs. 1,500 on payment of Joining Fee |
| Lounge Access | 4 Domestic Lounge visits every year |
| Best For | Individuals and families with regular health, medicine, or diagnostic expenses at Apollo institutions who want to maximize medical discounts alongside basic lifestyle rewards. |
Key Highlights of the Apollo SBI Card SELECT
- 10% instant discount on select Apollo services and pharmacy spend
- Complimentary Apollo Circle membership tier access upon card activation
- 3X reward points on dining
- entertainment
- and movie tickets
- 4 complimentary domestic airport lounge visits per calendar year
- Spend-based annual renewal fee waiver on hitting target milestones
Apollo SBI Card SELECT Eligibility Criteria
- Minimum income ₹10 lakh per annum
- Good CIBIL score (750+)
- Age 21-65 years
Minimum Income Required: ₹20,000 to ₹30,000 Per Month
Advantages of the Apollo SBI Card SELECT
- Direct
- substantial savings on healthcare
- diagnostics
- and medicines
- Useful wellness milestone benefits and health checkup vouchers
- Automated conversion of points into Apollo health vouchers
- Multi-category rewards covering health
- dining
- and movies
- Decent domestic airport lounge access for a wellness card
Drawbacks of the Apollo SBI Card SELECT
- Annual fee of ₹499 + GST applies
- Rewards and discounts are heavily locked into the Apollo ecosystem
- Low 1% base reward rate on non-partner offline spending
- Excludes points on fuel
- rent payments
- and EMI transactions
- High 3.5% foreign currency markup fee on international transactions
Apollo SBI Card SELECT — Frequently Asked Questions
What is the annual fee of the Apollo SBI Card SELECT?
The Apollo SBI Card SELECT has an annual fee of ₹499 + GST and a joining fee of ₹499 + GST. New cardholders receive Get Apollo 24|7 e-Gift Voucher worth Rs. 1,500 on payment of Joining Fee as a welcome benefit, which helps offset the joining cost.
Does the Apollo SBI Card SELECT offer airport lounge access?
Yes — the Apollo SBI Card SELECT offers 4 Domestic Lounge visits every year.
Who is eligible for the Apollo SBI Card SELECT?
The minimum income requirement is ₹20,000 to ₹30,000 Per Month. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Apollo SBI Card SELECT?
The Apollo SBI Card SELECT earns Earn 10 Reward points per Rs. 100 spent on Apollo 24|7 and Apollo Pharmacy. Earn 2 Reward Points per Rs. 100 spent on Dining, Movies & Entertainment and Travel. Reward Points Earn 1 Reward Points per Rs. 200 spent on Other purchases. 1 Reward Point = 1 Health Credi. It is best suited for Individuals and families with regular health, medicine, or diagnostic expenses at Apollo institutions who want to maximize medical discounts alongside basic lifestyle rewards..
Expert Rating: 4.3/5