Amex Platinum Travel Review 2026 — Fees, Rewards & Eligibility
Issuer: American Express (Amex)
Network: Amex | Tier: Mid-Range
The American Express Platinum Travel Credit Card offers excellent travel rewards and lifestyle privileges. With 5X rewards on Amex travel bookings, Taj Epicure membership, and milestone bonuses, it's ideal for travel lovers who appreciate premium experiences.
Why Choose the Amex Platinum Travel?
The Amex Platinum Travel is a Mid-Range-tier Amex credit card issued by American Express (Amex), rated 4.4/5 by the Credit Card Hunt editorial team. It is best suited for Travel enthusiasts who value experiences. With a reward rate of 5 MR points per ₹50 on travel and an annual fee of ₹5,000 + GST (Renewal fee waivable), it ranks among the popular Travel cards in India in 2026.
New cardholders are welcomed with 10,000 Membership Rewards Points, which adds immediate value in the first year.
Amex Platinum Travel Fees & Charges
| Annual Fee | ₹5,000 + GST (Renewal fee waivable) |
|---|---|
| Joining Fee | ₹5,000 + GST |
| Interest Rate | 3.50% per month |
| Foreign Markup | 3.5% + GST |
| Fuel Surcharge Waiver | 1% waiver on ₹1,000-₹10,000 |
Amex Platinum Travel Rewards & Benefits
| Reward Rate | 5 MR points per ₹50 on travel |
|---|---|
| Welcome Bonus | 10,000 Membership Rewards Points |
| Lounge Access | 4 domestic per year |
| Best For | Travel enthusiasts who value experiences |
Key Highlights of the Amex Platinum Travel
- 5X rewards on travel bookings via Amex Travel
- Complimentary Taj Epicure membership
- 4 complimentary lounge visits per year
- Good travel insurance coverage
- Milestone bonuses up to 15
- 000 points
Amex Platinum Travel Eligibility Criteria
- Minimum income ₹5 lakh per annum
- CIBIL score 700+
- Age 18-65 years
Minimum Income Required: ₹5,00,000+ per annum
Advantages of the Amex Platinum Travel
- 5X on Amex Travel
- Taj Epicure membership
- Good travel insurance
- Milestone bonuses
- Premium brand
Drawbacks of the Amex Platinum Travel
- Limited merchant acceptance
- Only 4 lounge visits
- Foreign markup is high
- Amex not accepted everywhere in India
Amex Platinum Travel — Frequently Asked Questions
What is the annual fee of the Amex Platinum Travel?
The Amex Platinum Travel has an annual fee of ₹5,000 + GST (Renewal fee waivable) and a joining fee of ₹5,000 + GST. New cardholders receive 10,000 Membership Rewards Points as a welcome benefit, which helps offset the joining cost.
Does the Amex Platinum Travel offer airport lounge access?
Yes — the Amex Platinum Travel offers 4 domestic per year.
Who is eligible for the Amex Platinum Travel?
The minimum income requirement is ₹5,00,000+ per annum. Banks typically also look for a CIBIL score of 700 or above and a clean repayment history.
What is the reward rate of the Amex Platinum Travel?
The Amex Platinum Travel earns 5 MR points per ₹50 on travel. It is best suited for Travel enthusiasts who value experiences.
Credit Cards Similar to the Amex Platinum Travel
If you are considering the Amex Platinum Travel, these travel credit cards are worth comparing before you apply:
- HDFC Infinia by HDFC Bank — rated 4.9/5, ₹12,500 + GST annual fee
- Diners Club Black Credit Card by HDFC Bank — rated 4.8/5, ₹10,000 annual fee
- Platinum Card by American Express (Amex) — rated 4.8/5, ₹60,000 annual fee
- Atlas Credit Card by Axis Bank — rated 4.7/5, ₹5,000 annual fee
Expert Rating: 4.4/5