Ultimate Credit Card
Issuer: Standard Chartered Bank
Network: Visa | Tier: Premium
High reward rate
Fees & Charges
| Annual Fee | ₹5,000 |
|---|---|
| Joining Fee | ₹5,000 |
| Interest Rate | 3.75% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Rewards & Benefits
| Reward Rate | 5 RP per 150 |
|---|---|
| Welcome Bonus | Welcome |
| Lounge Access | Lounge |
| Best For | Premium users |
Key Highlights
- High reward rate
- 5 RP per 150
- Lounge
Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹12,00,000/year
Minimum Income Required: ₹12,00,000/year
Pros
- High rewards
Cons
- Fee high
Expert Rating: 4.5/5