Smart Credit Card
Issuer: Standard Chartered Bank
Network: Visa | Tier: Entry
10% cashback dining
Fees & Charges
| Annual Fee | ₹499 |
|---|---|
| Joining Fee | ₹499 |
| Interest Rate | 3.75% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Rewards & Benefits
| Reward Rate | 10% dining cashback |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Dining users |
Key Highlights
- 10% cashback dining
- 10% dining cashback
Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 700+
- Minimum income: ₹2,50,000/year
Minimum Income Required: ₹2,50,000/year
Pros
- Dining cashback
Cons
- Capped rewards
Expert Rating: 4.4/5