DigiSmart Credit Card
Issuer: Standard Chartered Bank
Network: Visa | Tier: Entry
Ecommerce discounts
Fees & Charges
| Annual Fee | 588/year |
|---|---|
| Joining Fee | 49/month |
| Interest Rate | 3.75% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Rewards & Benefits
| Reward Rate | Cashback |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Online users |
Key Highlights
- Ecommerce discounts
- Cashback
Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 700+
- Minimum income: ₹3,00,000/year
Minimum Income Required: ₹3,00,000/year
Pros
- Discount heavy
Cons
- Monthly fee
Expert Rating: 4.4/5