SBI IRCTC Premier Card
Issuer: SBI Card
Network: Visa | Tier: Mid-Range
Rail travel rewards
Fees & Charges
| Annual Fee | ₹1,499 |
|---|---|
| Joining Fee | ₹1,499 |
| Interest Rate | 3.5% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Rewards & Benefits
| Reward Rate | IRCTC rewards |
|---|---|
| Welcome Bonus | Welcome points |
| Lounge Access | Lounge |
| Best For | Travelers |
Key Highlights
- Rail travel rewards
- IRCTC rewards
- Lounge
Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹4,00,000/year
Minimum Income Required: ₹4,00,000/year
Pros
- Rail benefits
Cons
- Niche
Expert Rating: 4.4/5