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IRCTC SBI Platinum Card

Issuer: SBI Card

Network: Visa | Tier: Mid-Range

Railway rewards

Fees & Charges

Annual Fee₹300
Joining Fee₹500
Interest Rate3.5% per month
Foreign Markup3.5%
Fuel Surcharge Waiver1% waiver

Rewards & Benefits

Reward Rate10% IRCTC rewards
Welcome BonusWelcome points
Lounge AccessNone
Best ForTravelers

Key Highlights

  • Railway rewards
  • 10% IRCTC rewards

Eligibility Criteria

  • Age: 21-65 years
  • CIBIL score: 700+
  • Minimum income: ₹2,00,000/year

Minimum Income Required: ₹2,00,000/year

Pros

  • Train bookings

Cons

  • Niche

Expert Rating: 4.3/5

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