Kotak Royale Signature Credit Card
Issuer: Kotak Mahindra Bank
Network: Visa | Tier: Premium
Lifestyle rewards
Fees & Charges
| Annual Fee | ₹999 |
|---|---|
| Joining Fee | ₹999 |
| Interest Rate | 3.5% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Rewards & Benefits
| Reward Rate | 4 RP per 150 |
|---|---|
| Welcome Bonus | Welcome points |
| Lounge Access | Lounge |
| Best For | Professionals |
Key Highlights
- Lifestyle rewards
- 4 RP per 150
- Lounge
Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹4,00,000/year
Minimum Income Required: ₹4,00,000/year
Pros
- Good mid-tier card
Cons
- Moderate rewards
Expert Rating: 4.3/5