IDFC FIRST Wow Credit Card
Issuer: IDFC FIRST Bank
Network: Visa | Tier: Entry
FD backed card
Fees & Charges
| Annual Fee | NIL |
|---|---|
| Joining Fee | NIL |
| Interest Rate | 2.99% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Rewards & Benefits
| Reward Rate | Reward points |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Low credit users |
Key Highlights
- FD backed card
- Reward points
Eligibility Criteria
- Age: 18+ years
- CIBIL score: 650+
Minimum Income Required: As per bank policy
Pros
- Easy approval
Cons
- Low rewards
Expert Rating: 4.3/5