IDFC FIRST Wealth Credit Card
Issuer: IDFC First Bank
Network: Visa | Tier: Premium
Lifetime free premium
Fees & Charges
| Annual Fee | NIL |
|---|---|
| Joining Fee | NIL |
| Interest Rate | 2.99% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Rewards & Benefits
| Reward Rate | 10X rewards |
|---|---|
| Welcome Bonus | None |
| Lounge Access | Lounge access |
| Best For | Premium users |
Key Highlights
- Lifetime free premium
- 10X rewards
- Lounge access
- Milestones
Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹10
- 00
- 000/year
Minimum Income Required: ₹10,00,000/year
Pros
- No annual fee premium
Cons
- Limited perks vs fee cards
Expert Rating: 4.6/5